Sohar International Bank (MUS:BKSB) Cyclically Adjusted PB Ratio: 0.87 (As of Aug. 06, 2026) — 47% Above Median

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Director of Data and Quant Analytics at GuruFocus
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MUS:BKSB Sohar International Bank MUS:BKSB
38 GF Score
Price ر.ع0.18
GF Value ر.ع0.15
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Sohar International Bank Cyclically Adjusted PB Ratio?

Sohar International Bank MUS:BKSB +0.55% 38 Cyclically Adjusted PB Ratio is 0.87 as of Aug. 06, 2026, which is 47% above its 10-year median of 0.59. GuruFocus rates MUS:BKSB with a GF Score™ of 38/100 and a GF Value™ of ر.ع0.15 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,286 Banks companies, Sohar International Bank ranks better than 74.18% on this metric.

As of today (2026-08-06), Sohar International Bank's current share price is ر.ع0.182. Sohar International Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ر.ع0.21. Sohar International Bank's Cyclically Adjusted PB Ratio for today is 0.87.

The historical rank and industry rank for Sohar International Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

MUS:BKSB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.59   Max: 1.13
Current: 0.82

During the past years, Sohar International Bank's highest Cyclically Adjusted PB Ratio was 1.13. The lowest was 0.38. And the median was 0.59.

MUS:BKSB's Cyclically Adjusted PB Ratio is ranked better than
74.18% of 1286 companies
in the Banks industry
Industry Median: 1.28 vs MUS:BKSB: 0.82

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sohar International Bank's adjusted book value per share data for the three months ended in Mar. 2026 was ر.ع0.177. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ع0.21 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sohar International Bank  (MUS:BKSB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Sohar International Bank Cyclically Adjusted PB Ratio Related Terms


Sohar International Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Sohar International Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sohar International Bank Cyclically Adjusted PB Ratio Chart

Sohar International Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.56 0.49 0.67 0.77

Sohar International Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.69 0.71 0.77 1.10

MUS:BKSB vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Sohar International Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sohar International Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sohar International Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sohar International Bank's Cyclically Adjusted PB Ratio falls into.


MUS:BKSB
38GF Score
Sohar International Bank MUS:BKSB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sohar International Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Sohar International Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.182/0.21
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sohar International Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sohar International Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.177/330.2130*330.2130
=0.177

Current CPI (Mar. 2026) = 330.2130.

Sohar International Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.128 241.018 0.175
201609 0.132 241.428 0.181
201612 0.135 241.432 0.185
201703 0.122 243.801 0.165
201706 0.136 244.955 0.183
201709 0.189 246.819 0.253
201712 0.192 246.524 0.257
201803 0.173 249.554 0.229
201806 0.186 251.989 0.244
201809 0.187 252.439 0.245
201812 0.186 251.233 0.244
201903 0.232 254.202 0.301
201906 0.236 256.143 0.304
201909 0.213 256.759 0.274
201912 0.217 256.974 0.279
202003 0.214 258.115 0.274
202006 0.216 257.797 0.277
202009 0.215 260.280 0.273
202012 0.216 260.474 0.274
202103 0.216 264.877 0.269
202106 0.219 271.696 0.266
202109 0.196 274.310 0.236
202112 0.197 278.802 0.233
202203 0.193 287.504 0.222
202206 0.197 296.311 0.220
202209 0.142 296.808 0.158
202212 0.143 296.797 0.159
202303 0.141 301.836 0.154
202306 0.143 305.109 0.155
202309 0.143 307.789 0.153
202312 0.145 306.746 0.156
202403 0.123 312.332 0.130
202406 0.127 314.175 0.133
202409 0.132 315.301 0.138
202412 0.136 315.605 0.142
202503 0.131 319.799 0.135
202506 0.135 322.561 0.138
202509 0.169 324.800 0.172
202512 0.174 324.054 0.177
202603 0.177 330.213 0.177

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.87 mean?
Sohar International Bank (MUS:BKSB) has a Cyclically Adjusted PB Ratio of 0.87 as of Aug. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Sohar International Bank and its competitors. This is 47% above median its historical median of 0.59. Over the past decade, Sohar International Bank's Cyclically Adjusted PB Ratio has ranged from 0.38 to 1.13. According to the industry distribution chart, Sohar International Bank ranks #332 out of 1286 companies in the Banks industry, placing it in the top 25.8%.
Is Sohar International Bank's Cyclically Adjusted PB Ratio too high?
Sohar International Bank's current Cyclically Adjusted PB Ratio of 0.87 is 47% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.13. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Sohar International Bank's value of 0.87 is 32% below this industry median. Based on the distribution chart, Sohar International Bank ranks #332 out of 1286 companies in the Banks industry, which is above the industry midpoint. Overall, Sohar International Bank has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sohar International Bank's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Sohar International Bank ranks #332 out of 1286 companies for Cyclically Adjusted PB Ratio. This puts Sohar International Bank in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Sohar International Bank's value of 0.87 is 32% below this benchmark. Historically, Sohar International Bank's own Cyclically Adjusted PB Ratio has ranged from 0.38 to 1.13 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.28, Sohar International Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sohar International Bank's current Cyclically Adjusted PB Ratio of 0.87 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Sohar International Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sohar International Bank's current Cyclically Adjusted PB Ratio is 0.87, which is 47% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sohar International Bank stock overvalued right now?
Based on GuruFocus' analysis, Sohar International Bank (MUS:BKSB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.18 — trading 21.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.87, which is 47% above median its 10-year median of 0.59 and 32% below the Banks industry median of 1.28. Sohar International Bank's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Sohar International Bank (MUS:BKSB), the current Cyclically Adjusted PB Ratio is 0.87 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sohar International Bank (MUS:BKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Sohar International Bank stock appears to be overvalued. The current stock price of ر.ع0.18 is trading 21.3% above its estimated GF Value™ of ر.ع0.15. GuruFocus considers Sohar International Bank to be Modestly Overvalued.

Key valuation signals for MUS:BKSB:

  • Cyclically Adjusted PB Ratio: 0.87 (47% above median its 10-year median of 0.59)
  • GF Value™: ر.ع0.15 vs. price of ر.ع0.18 (21.3% above fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 32% below the Banks median (#332 of 1286)

No single metric tells the full story. See the MUS:BKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sohar International Bank Business Description

Address Hai Al Mina, P.O. Box 44, Muscat, OMN, 114
Sohar International Bank is engaged in commercial, investment, and Islamic banking activities. It operates through the following business segments: Wholesale Banking, which derives key revenue and offers loans, working capital facilities, trade financing, cash management, custodial services, treasury, investment banking, and funds management services to corporates and other institutions; Retail Banking offers individual customers various products and services, including current and term deposits, housing finance, personal loans, insurance, credit cards, foreign exchange, etc.; KSA Branch provides wholesale banking services in Saudi Arabia; Islamic Banking offers shari'a compliant banking products and services; and Head office. Geographically, the company derives maximum revenue from Oman.
38GF Score

Get the complete analysis for MUS:BKSB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.18
Price
ر.ع0.15
GF Value