Transwarranty Finance (NSE:TFL) Debt-to-Equity: (As of Jun. 2026)

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NSE:TFL Transwarranty Finance Ltd NSE:TFL
57 GF Score
Price ₹12.08
GF Value ₹13.52
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Transwarranty Finance Debt-to-Equity?

Transwarranty Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹ Mil. Transwarranty Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹ Mil. Transwarranty Finance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹ Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Transwarranty Finance's Debt-to-Equity or its related term are showing as below:

NSE:TFL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14   Med: 1.15   Max: 4.09
Current: 1.07

During the past 13 years, the highest Debt-to-Equity Ratio of Transwarranty Finance was 4.09. The lowest was 0.14. And the median was 1.15.

NSE:TFL's Debt-to-Equity is ranked worse than
68.87% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs NSE:TFL: 1.07

Transwarranty Finance  (NSE:TFL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Transwarranty Finance Debt-to-Equity Related Terms

Transwarranty Finance Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Transwarranty Finance's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transwarranty Finance Debt-to-Equity Chart

Transwarranty Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.29 1.19 1.11 1.17 1.07

Transwarranty Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 1.02 - 1.07 -

NSE:TFL vs RKT, FNMA, PFSI: Debt-to-Equity Comparison

For the Mortgage Finance subindustry, Transwarranty Finance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Transwarranty Finance Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Transwarranty Finance's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Transwarranty Finance's Debt-to-Equity falls into.


NSE:TFL
57GF Score
Transwarranty Finance Ltd NSE:TFL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Transwarranty Finance Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Transwarranty Finance's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(114.7 + 192.019) / 286.601
=1.07

Transwarranty Finance's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Transwarranty Finance (NSE:TFL) Overvalued in 2026?

Based on GuruFocus' analysis, Transwarranty Finance stock appears to be undervalued. The current stock price of ₹12.08 is trading 10.7% below its estimated GF Value™ of ₹13.52. GuruFocus considers Transwarranty Finance to be Modestly Undervalued.

Key valuation signals for NSE:TFL:

  • Debt-to-Equity:
  • GF Value™: ₹13.52 vs. price of ₹12.08 (10.7% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the NSE:TFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Transwarranty Finance Business Description

Other Exchanges 532812:India
Address No. 403, Regent Chambers, Nariman Point, Mumbai, MH, IND, 400021
Transwarranty Finance Ltd is engaged in providing financial services. It is engaged in advisory services like investment banking, corporate finance, project finance, trade finance, and providing business and retail loans against collateral security of immovable property, liquid assets like shares, other financial assets, gold jewelry, and others. Geographically, the company operates only in the Indian market.
57GF Score

Get the complete analysis for NSE:TFL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.08
Price
₹13.52
GF Value