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10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
Transwarranty Finance's 10-Year ROIIC % for the quarter that ended in Mar. 2026 was 175.84%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Transwarranty Finance's 10-Year ROIIC % or its related term are showing as below:
NSE:TFL's 10-Year ROIIC % is ranked better than 97.3% of 37
companies
in the Banks industry
Industry Median: 2.38
vs NSE:TFL: 175.84
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Transwarranty Finance 10-Year ROIIC % Related Terms
Transwarranty Finance 10-Year ROIIC % Historical Data
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The historical data trend for Transwarranty Finance's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:TFL vs RKT, FNMA, PFSI: 10-Year ROIIC % Comparison
For the Mortgage Finance subindustry, Transwarranty Finance's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Transwarranty Finance 10-Year ROIIC % vs Banks Industry
For the Banks industry and Financial Services sector, Transwarranty Finance's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Transwarranty Finance's 10-Year ROIIC % falls into.
Transwarranty Finance's 10-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( -45.274 (Mar. 2026) - -12.9559228 (Mar. 2016) )
/
( 618.287 (Mar. 2026) - 636.666 (Mar. 2016) )
=
-32.3180772
/
-18.379
=
175.84%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Transwarranty Finance (NSE:TFL) has a 10-Year ROIIC % of 175.84 as of Mar. 2026. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Transwarranty Finance and its competitors. According to the industry distribution chart, Transwarranty Finance ranks #1 out of 37 companies in the Banks industry, placing it in the top 2.7%.
Is Transwarranty Finance's 10-Year ROIIC % too high?
Transwarranty Finance's current 10-Year ROIIC % is 175.84. The Banks industry median 10-Year ROIIC % is 2.38. Transwarranty Finance's value of 175.84 is 7288.2% above this industry median. Based on the distribution chart, Transwarranty Finance ranks #1 out of 37 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Transwarranty Finance has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Transwarranty Finance's 10-Year ROIIC % compare to RKT and FNMA?
According to the Banks industry distribution chart, Transwarranty Finance ranks #1 out of 37 companies for 10-Year ROIIC %. This places Transwarranty Finance in the top 3% of its industry — outperforming the majority of peers. The industry median 10-Year ROIIC % is 2.38. Transwarranty Finance's value of 175.84 is 7288.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Banks company?
The median 10-Year ROIIC % among Banks companies is 2.38, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transwarranty Finance's current 10-Year ROIIC % of 175.84 is 7288.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Transwarranty Finance and its competitors. For the Banks industry, the median 10-Year ROIIC % is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transwarranty Finance's current 10-Year ROIIC % is 175.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transwarranty Finance stock overvalued right now?
Based on GuruFocus' analysis, Transwarranty Finance (NSE:TFL) is currently considered Fairly Valued. The stock's GF Value™ is ₹12.58, compared to a current price of ₹11.49 — trading 8.7% below its estimated fair value. The current 10-Year ROIIC % is 175.84 and 7288.2% above the Banks industry median of 2.38. Transwarranty Finance's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For Transwarranty Finance (NSE:TFL), the current 10-Year ROIIC % is 175.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Transwarranty Finance (NSE:TFL) Overvalued in 2026?
Based on GuruFocus' analysis, Transwarranty Finance stock appears to be undervalued.
The current stock price of ₹11.49 is trading 8.7% below its estimated GF Value™ of ₹12.58.
GuruFocus considers Transwarranty Finance to be Fairly Valued.
Key valuation signals for NSE:TFL:
10-Year ROIIC %: 175.84
GF Value™: ₹12.58 vs. price of ₹11.49 (8.7% below fair value)
Industry Position: 7288.2% above the Banks median (#1 of 37)
No single metric tells the full story. See the NSE:TFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Transwarranty Finance Ltd is engaged in providing financial services. It is engaged in advisory services like investment banking, corporate finance, project finance, trade finance, and providing business and retail loans against collateral security of immovable property, liquid assets like shares, other financial assets, gold jewelry, and others. Geographically, the company operates only in the Indian market.
53GF Score
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