Transwarranty Finance (NSE:TFL) Receivables Turnover: 32.69 (As of Mar. 2026)

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NSE:TFL Transwarranty Finance Ltd NSE:TFL
56 GF Score
Price ₹11.60
GF Value ₹15.29
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Transwarranty Finance Receivables Turnover?

Transwarranty Finance NSE:TFL +0.96% 56 Receivables Turnover is 32.69 as of Mar. 2026. GuruFocus rates NSE:TFL with a GF Score™ of 56/100 and a GF Value™ of ₹15.29 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 33 Banks companies, Transwarranty Finance ranks worse than 75.76% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Transwarranty Finance's Revenue for the three months ended in Mar. 2026 was ₹40.5 Mil. Transwarranty Finance's average Accounts Receivable for the three months ended in Mar. 2026 was ₹1.2 Mil. Hence, Transwarranty Finance's Receivables Turnover for the three months ended in Mar. 2026 was 32.69.


Transwarranty Finance  (NSE:TFL) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Transwarranty Finance Receivables Turnover Related Terms


Transwarranty Finance Receivables Turnover Historical Data

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The historical data trend for Transwarranty Finance's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transwarranty Finance Receivables Turnover Chart

Transwarranty Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 1.01 1.46 4.02 6.63

Transwarranty Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.93 0.63 0.59 32.69

NSE:TFL vs RKT, FNMA, PFSI: Receivables Turnover Comparison

For the Mortgage Finance subindustry, Transwarranty Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transwarranty Finance Receivables Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Transwarranty Finance's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Transwarranty Finance's Receivables Turnover falls into.


NSE:TFL
56GF Score
Transwarranty Finance Ltd NSE:TFL
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Transwarranty Finance Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Transwarranty Finance's Receivables Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Receivables Turnover (A: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (A: Mar. 2026 ) / ((Accounts Receivable (A: Mar. 2025 ) + Accounts Receivable (A: Mar. 2026 )) / count )
=144.244 / ((42.27 + 1.238) / 2 )
=144.244 / 21.754
=6.63

Transwarranty Finance's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=40.471 / ((0 + 1.238) / 1 )
=40.471 / 1.238
=32.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 32.69 mean?
Transwarranty Finance (NSE:TFL) has a Receivables Turnover of 32.69 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Transwarranty Finance and its competitors. According to the industry distribution chart, Transwarranty Finance ranks #25 out of 33 companies in the Banks industry, placing it in the top 75.8%.
Is Transwarranty Finance's Receivables Turnover too high?
Transwarranty Finance's current Receivables Turnover is 32.69. The Banks industry median Receivables Turnover is 9.63. Transwarranty Finance's value of 32.69 is 239.5% above this industry median. Based on the distribution chart, Transwarranty Finance ranks #25 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Transwarranty Finance has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Transwarranty Finance's Receivables Turnover compare to RKT and FNMA?
According to the Banks industry distribution chart, Transwarranty Finance ranks #25 out of 33 companies for Receivables Turnover. This places Transwarranty Finance in the lower half of its industry. The industry median Receivables Turnover is 9.63. Transwarranty Finance's value of 32.69 is 239.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Banks company?
The median Receivables Turnover among Banks companies is 9.63, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transwarranty Finance's current Receivables Turnover of 32.69 is 239.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Transwarranty Finance and its competitors. For the Banks industry, the median Receivables Turnover is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transwarranty Finance's current Receivables Turnover is 32.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transwarranty Finance stock overvalued right now?
Based on GuruFocus' analysis, Transwarranty Finance (NSE:TFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹15.29, compared to a current price of ₹11.60 — trading 24.1% below its estimated fair value. The current Receivables Turnover is 32.69 and 239.5% above the Banks industry median of 9.63. Transwarranty Finance's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Transwarranty Finance (NSE:TFL), the current Receivables Turnover is 32.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transwarranty Finance (NSE:TFL) Overvalued in 2026?

Based on GuruFocus' analysis, Transwarranty Finance stock appears to be undervalued. The current stock price of ₹11.60 is trading 24.1% below its estimated GF Value™ of ₹15.29. GuruFocus considers Transwarranty Finance to be Modestly Undervalued.

Key valuation signals for NSE:TFL:

  • Receivables Turnover: 32.69
  • GF Value™: ₹15.29 vs. price of ₹11.60 (24.1% below fair value)
  • GF Score™: 56/100 with 4 warning signs
  • Industry Position: 239.5% above the Banks median (#25 of 33)

No single metric tells the full story. See the NSE:TFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transwarranty Finance Business Description

Other Exchanges 532812:India
Address No. 403, Regent Chambers, Nariman Point, Mumbai, MH, IND, 400021
Transwarranty Finance Ltd is engaged in providing financial services. It is engaged in advisory services like investment banking, corporate finance, project finance, trade finance, and providing business and retail loans against collateral security of immovable property, liquid assets like shares, other financial assets, gold jewelry, and others. Geographically, the company operates only in the Indian market.
56GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.60
Price
₹15.29
GF Value