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Turtlemint Fintech SolutionsNSE:TURTLEMINT -2.07%12 Debt-to-Equity is 0.07 as of Mar. 2025, which is 75% above its 10-year median of 0.04. GuruFocus rates NSE:TURTLEMINT with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 396 Insurance companies, Turtlemint Fintech Solutions ranks better than 72.98% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Turtlemint Fintech Solutions's Debt-to-Equity or its related term are showing as below:
NSE:TURTLEMINT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.04 Max: 0.07
Current: 0.07
During the past 3 years, the highest Debt-to-Equity Ratio of Turtlemint Fintech Solutions was 0.07. The lowest was 0.03. And the median was 0.04.
NSE:TURTLEMINT's Debt-to-Equity is ranked better than 72.98% of 396
companies
in the Insurance industry
Industry Median: 0.21
vs NSE:TURTLEMINT: 0.07
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Turtlemint Fintech Solutions Debt-to-Equity Related Terms
Turtlemint Fintech Solutions Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turtlemint Fintech Solutions Debt-to-Equity Chart
Turtlemint Fintech Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Debt-to-Equity
0.04
0.03
0.07
Turtlemint Fintech Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Debt-to-Equity
0.04
0.03
0.07
NSE:TURTLEMINT vs MRSH, AON, AJG: Debt-to-Equity Comparison
For the Insurance Brokers subindustry, Turtlemint Fintech Solutions's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turtlemint Fintech Solutions Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Turtlemint Fintech Solutions's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Turtlemint Fintech Solutions's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turtlemint Fintech Solutions (NSE:TURTLEMINT) has a Debt-to-Equity of 0.07 as of Mar. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Turtlemint Fintech Solutions and its competitors. This is 75% above median its historical median of 0.04. Over the past decade, Turtlemint Fintech Solutions' Debt-to-Equity has ranged from 0.03 to 0.07. According to the industry distribution chart, Turtlemint Fintech Solutions ranks #107 out of 396 companies in the Insurance industry, placing it in the top 27%.
Is Turtlemint Fintech Solutions' Debt-to-Equity too high?
Turtlemint Fintech Solutions' current Debt-to-Equity of 0.07 is 75% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.07. The Insurance industry median Debt-to-Equity is 0.21. Turtlemint Fintech Solutions' value of 0.07 is 66.7% below this industry median. Based on the distribution chart, Turtlemint Fintech Solutions ranks #107 out of 396 companies in the Insurance industry, which is above the industry midpoint. Overall, Turtlemint Fintech Solutions has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Turtlemint Fintech Solutions' Debt-to-Equity compare to MRSH and AON?
According to the Insurance industry distribution chart, Turtlemint Fintech Solutions ranks #107 out of 396 companies for Debt-to-Equity. This puts Turtlemint Fintech Solutions in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Turtlemint Fintech Solutions' value of 0.07 is 66.7% below this benchmark. Historically, Turtlemint Fintech Solutions' own Debt-to-Equity has ranged from 0.03 to 0.07 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.21, Turtlemint Fintech Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turtlemint Fintech Solutions's current Debt-to-Equity of 0.07 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Turtlemint Fintech Solutions and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turtlemint Fintech Solutions's current Debt-to-Equity is 0.07, which is 75% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turtlemint Fintech Solutions stock overvalued right now?
Turtlemint Fintech Solutions (NSE:TURTLEMINT) has a current Debt-to-Equity of 0.07. The current Debt-to-Equity is 0.07, which is 75% above median its 10-year median of 0.04 and 66.7% below the Insurance industry median of 0.21. Turtlemint Fintech Solutions' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Turtlemint Fintech Solutions (NSE:TURTLEMINT), the current Debt-to-Equity is 0.07 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turtlemint Fintech Solutions Ltd is engaged in the business of providing information technology and business support services, advertising and marketing services and distribution of mutual funds. It also provides insurance broking services for retail insurance products such as motor, health, and life insurance. The company owns the TurtlemintPro application, which is used to facilitate the promotion of its services. It derives the majority of its revenue from general insurance companies, arising from the sale of motor insurance products.
12GF Score
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