Flekkefjord Sparebank ASA (OSL:FFSB) Debt-to-Equity: 1.90 (As of Jun. 2026) — 28% Above Median

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What is Flekkefjord Sparebank ASA Debt-to-Equity?

Flekkefjord Sparebank ASA OSL:FFSB Debt-to-Equity is 1.90 as of Jun. 2026, which is 28% above its 10-year median of 1.48. The stock has 3 warning signs investors should review. Among 1,410 Banks companies, Flekkefjord Sparebank ASA ranks worse than 83.83% on this metric.

Flekkefjord Sparebank ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.0 Mil. Flekkefjord Sparebank ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr3,069.1 Mil. Flekkefjord Sparebank ASA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr1,613.4 Mil. Flekkefjord Sparebank ASA's debt to equity for the quarter that ended in Jun. 2026 was 1.90.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Flekkefjord Sparebank ASA's Debt-to-Equity or its related term are showing as below:

OSL:FFSB' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.23   Med: 1.48   Max: 1.93
Current: 1.9

During the past 5 years, the highest Debt-to-Equity Ratio of Flekkefjord Sparebank ASA was 1.93. The lowest was 1.23. And the median was 1.48.

OSL:FFSB's Debt-to-Equity is ranked worse than
83.83% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs OSL:FFSB: 1.90

Flekkefjord Sparebank ASA  (OSL:FFSB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Flekkefjord Sparebank ASA Debt-to-Equity Related Terms


Flekkefjord Sparebank ASA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Flekkefjord Sparebank ASA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flekkefjord Sparebank ASA Debt-to-Equity Chart

Flekkefjord Sparebank ASA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
1.30 1.33 1.34 1.39 1.82

Flekkefjord Sparebank ASA Quarterly Data
Dec21 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 1.64 1.82 1.93 1.90

Flekkefjord Sparebank ASA Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Flekkefjord Sparebank ASA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flekkefjord Sparebank ASA Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Flekkefjord Sparebank ASA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Flekkefjord Sparebank ASA's Debt-to-Equity falls into.



Flekkefjord Sparebank ASA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Flekkefjord Sparebank ASA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Flekkefjord Sparebank ASA's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.90 mean?
Flekkefjord Sparebank ASA (OSL:FFSB) has a Debt-to-Equity of 1.90 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Flekkefjord Sparebank ASA and its competitors. This is 28% above median its historical median of 1.48. Over the past decade, Flekkefjord Sparebank ASA's Debt-to-Equity has ranged from 1.23 to 1.93. According to the industry distribution chart, Flekkefjord Sparebank ASA ranks #1182 out of 1410 companies in the Banks industry, placing it in the top 83.8%.
Is Flekkefjord Sparebank ASA's Debt-to-Equity too high?
Flekkefjord Sparebank ASA's current Debt-to-Equity of 1.90 is 28% above median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 1.93. The Banks industry median Debt-to-Equity is 0.58. Flekkefjord Sparebank ASA's value of 1.90 is 227.6% above this industry median. Based on the distribution chart, Flekkefjord Sparebank ASA ranks #1182 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Flekkefjord Sparebank ASA's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Flekkefjord Sparebank ASA ranks #1182 out of 1410 companies for Debt-to-Equity. This places Flekkefjord Sparebank ASA in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Flekkefjord Sparebank ASA's value of 1.90 is 227.6% above this benchmark. Historically, Flekkefjord Sparebank ASA's own Debt-to-Equity has ranged from 1.23 to 1.93 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 0.58, Flekkefjord Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flekkefjord Sparebank ASA's current Debt-to-Equity of 1.90 is 227.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Flekkefjord Sparebank ASA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flekkefjord Sparebank ASA's current Debt-to-Equity is 1.90, which is 28% above median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flekkefjord Sparebank ASA stock overvalued right now?
Flekkefjord Sparebank ASA (OSL:FFSB) has a current Debt-to-Equity of 1.90. The current Debt-to-Equity is 1.90, which is 28% above median its 10-year median of 1.48 and 227.6% above the Banks industry median of 0.58. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Flekkefjord Sparebank ASA (OSL:FFSB), the current Debt-to-Equity is 1.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Flekkefjord Sparebank ASA Business Description

Address Brogaten 18, Flekkefjord, NOR, 4400
Flekkefjord Sparebank ASA formerly Flekkefjord Sparebank is involved in banking activities and provides all the banking services to its customer. The banking services includes saving bank, commercial bank etc.