Flekkefjord Sparebank ASA (OSL:FFSB) Net Margin %: 35.07% (As of Mar. 2026) — Near Median

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What is Flekkefjord Sparebank ASA Net Margin %?

Flekkefjord Sparebank ASA OSL:FFSB -2.27% Net Margin % is 35.07% as of Mar. 2026, which is 9% below its 10-year median of 38.52. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Flekkefjord Sparebank ASA ranks better than 78.91% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Flekkefjord Sparebank ASA's Net Income for the three months ended in Mar. 2026 was kr29.0 Mil. Flekkefjord Sparebank ASA's Revenue for the three months ended in Mar. 2026 was kr82.8 Mil. Therefore, Flekkefjord Sparebank ASA's net margin for the quarter that ended in Mar. 2026 was 35.07%.

The historical rank and industry rank for Flekkefjord Sparebank ASA's Net Margin % or its related term are showing as below:

OSL:FFSB' s Net Margin % Range Over the Past 10 Years
Min: 31.71   Med: 38.52   Max: 39.82
Current: 36.95

OSL:FFSB's Net Margin % is ranked better than
78.91% of 1527 companies
in the Banks industry
Industry Median: 26.88 vs OSL:FFSB: 36.95

Flekkefjord Sparebank ASA  (OSL:FFSB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Flekkefjord Sparebank ASA Net Margin % Related Terms

Flekkefjord Sparebank ASA Net Margin % Historical Data

* Premium members only.

The historical data trend for Flekkefjord Sparebank ASA's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flekkefjord Sparebank ASA Net Margin % Chart

Flekkefjord Sparebank ASA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
38.52 31.71 38.76 39.82 37.49

Flekkefjord Sparebank ASA Quarterly Data
Dec21 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.46 36.70 38.84 37.13 35.07

Flekkefjord Sparebank ASA Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Flekkefjord Sparebank ASA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Flekkefjord Sparebank ASA Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Flekkefjord Sparebank ASA's Net Margin % distribution charts can be found below:

* The bar in red indicates where Flekkefjord Sparebank ASA's Net Margin % falls into.


Flekkefjord Sparebank ASA Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Flekkefjord Sparebank ASA's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=126.689/337.901
=37.49 %

Flekkefjord Sparebank ASA's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=29.047/82.823
=35.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 35.07% mean?
Flekkefjord Sparebank ASA (OSL:FFSB) has a Net Margin % of 35.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Flekkefjord Sparebank ASA and its competitors. This is near median its historical median of 38.52. Over the past decade, Flekkefjord Sparebank ASA's Net Margin % has ranged from 31.71 to 39.82. According to the industry distribution chart, Flekkefjord Sparebank ASA ranks #322 out of 1527 companies in the Banks industry, placing it in the top 21.1%.
Is Flekkefjord Sparebank ASA's Net Margin % too high?
Flekkefjord Sparebank ASA's current Net Margin % of 35.07% is near median its 10-year median of 38.52. Over the past 10 years, this metric has ranged from a low of 31.71 to a high of 39.82. The Banks industry median Net Margin % is 26.88. Flekkefjord Sparebank ASA's value of 35.07% is 30.5% above this industry median. Based on the distribution chart, Flekkefjord Sparebank ASA ranks #322 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Flekkefjord Sparebank ASA's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Flekkefjord Sparebank ASA ranks #322 out of 1527 companies for Net Margin %. This places Flekkefjord Sparebank ASA in the top 21% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.88. Flekkefjord Sparebank ASA's value of 35.07% is 30.5% above this benchmark. Historically, Flekkefjord Sparebank ASA's own Net Margin % has ranged from 31.71 to 39.82 over the past decade. While the company's 10-year median is 38.52 vs. the industry median of 26.88, Flekkefjord Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flekkefjord Sparebank ASA's current Net Margin % of 35.07% is 30.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Flekkefjord Sparebank ASA and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flekkefjord Sparebank ASA's current Net Margin % is 35.07%, which is near median its own 10-year median of 38.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flekkefjord Sparebank ASA stock overvalued right now?
Flekkefjord Sparebank ASA (OSL:FFSB) has a current Net Margin % of 35.07%. The current Net Margin % is 35.07%, which is near median its 10-year median of 38.52 and 30.5% above the Banks industry median of 26.88. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Flekkefjord Sparebank ASA (OSL:FFSB), the current Net Margin % is 35.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Flekkefjord Sparebank ASA Business Description

Address Brogaten 18, Flekkefjord, NOR, 4400
Flekkefjord Sparebank ASA formerly Flekkefjord Sparebank is involved in banking activities and provides all the banking services to its customer. The banking services includes saving bank, commercial bank etc.