Flekkefjord Sparebank ASA (OSL:FFSB) Pretax Margin %: 42.59% (As of Mar. 2026) — 10% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Flekkefjord Sparebank ASA Pretax Margin %?

Flekkefjord Sparebank ASA OSL:FFSB -2.27% Pretax Margin % is 42.59% as of Mar. 2026, which is 10% below its 10-year median of 47.25. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Flekkefjord Sparebank ASA ranks better than 76.95% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Flekkefjord Sparebank ASA's Pre-Tax Income for the three months ended in Mar. 2026 was kr35.3 Mil. Flekkefjord Sparebank ASA's Revenue for the three months ended in Mar. 2026 was kr82.8 Mil. Therefore, Flekkefjord Sparebank ASA's pretax margin for the quarter that ended in Mar. 2026 was 42.59%.

The historical rank and industry rank for Flekkefjord Sparebank ASA's Pretax Margin % or its related term are showing as below:

OSL:FFSB' s Pretax Margin % Range Over the Past 10 Years
Min: 38.33   Med: 47.25   Max: 48.81
Current: 46.38


OSL:FFSB's Pretax Margin % is ranked better than
76.95% of 1527 companies
in the Banks industry
Industry Median: 34.67 vs OSL:FFSB: 46.38

Flekkefjord Sparebank ASA  (OSL:FFSB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Flekkefjord Sparebank ASA Pretax Margin % Related Terms


Flekkefjord Sparebank ASA Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Flekkefjord Sparebank ASA's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flekkefjord Sparebank ASA Pretax Margin % Chart

Flekkefjord Sparebank ASA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
44.28 38.33 48.81 48.68 47.25

Flekkefjord Sparebank ASA Quarterly Data
Dec21 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.56 43.84 47.50 51.24 42.59

Flekkefjord Sparebank ASA Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Flekkefjord Sparebank ASA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flekkefjord Sparebank ASA Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Flekkefjord Sparebank ASA's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Flekkefjord Sparebank ASA's Pretax Margin % falls into.



Flekkefjord Sparebank ASA Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Flekkefjord Sparebank ASA's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=159.661/337.901
=47.25 %

Flekkefjord Sparebank ASA's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=35.271/82.823
=42.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 42.59% mean?
Flekkefjord Sparebank ASA (OSL:FFSB) has a Pretax Margin % of 42.59% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Flekkefjord Sparebank ASA and its competitors. This is 10% below median its historical median of 47.25. Over the past decade, Flekkefjord Sparebank ASA's Pretax Margin % has ranged from 38.33 to 48.81. According to the industry distribution chart, Flekkefjord Sparebank ASA ranks #352 out of 1527 companies in the Banks industry, placing it in the top 23.1%.
Is Flekkefjord Sparebank ASA's Pretax Margin % too high?
Flekkefjord Sparebank ASA's current Pretax Margin % of 42.59% is 10% below median its 10-year median of 47.25. Over the past 10 years, this metric has ranged from a low of 38.33 to a high of 48.81. The Banks industry median Pretax Margin % is 34.67. Flekkefjord Sparebank ASA's value of 42.59% is 22.8% above this industry median. Based on the distribution chart, Flekkefjord Sparebank ASA ranks #352 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Flekkefjord Sparebank ASA's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Flekkefjord Sparebank ASA ranks #352 out of 1527 companies for Pretax Margin %. This places Flekkefjord Sparebank ASA in the top 23% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Flekkefjord Sparebank ASA's value of 42.59% is 22.8% above this benchmark. Historically, Flekkefjord Sparebank ASA's own Pretax Margin % has ranged from 38.33 to 48.81 over the past decade. While the company's 10-year median is 47.25 vs. the industry median of 34.67, Flekkefjord Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flekkefjord Sparebank ASA's current Pretax Margin % of 42.59% is 22.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Flekkefjord Sparebank ASA and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flekkefjord Sparebank ASA's current Pretax Margin % is 42.59%, which is 10% below median its own 10-year median of 47.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flekkefjord Sparebank ASA stock overvalued right now?
Flekkefjord Sparebank ASA (OSL:FFSB) has a current Pretax Margin % of 42.59%. The current Pretax Margin % is 42.59%, which is 10% below median its 10-year median of 47.25 and 22.8% above the Banks industry median of 34.67. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Flekkefjord Sparebank ASA (OSL:FFSB), the current Pretax Margin % is 42.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Flekkefjord Sparebank ASA Business Description

Address Brogaten 18, Flekkefjord, NOR, 4400
Flekkefjord Sparebank ASA formerly Flekkefjord Sparebank is involved in banking activities and provides all the banking services to its customer. The banking services includes saving bank, commercial bank etc.