Huddlestock Fintech AS (OSL:HUDL) Debt-to-Equity: 0.39 (As of Mar. 2026) — 225% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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OSL:HUDL Huddlestock Fintech AS OSL:HUDL
36 GF Score
Price kr0.57
GF Value kr0.15
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Huddlestock Fintech AS Debt-to-Equity?

Huddlestock Fintech AS OSL:HUDL -5.00% 36 Debt-to-Equity is 0.39 as of Mar. 2026, which is 225% above its 10-year median of 0.12. GuruFocus rates OSL:HUDL with a GF Score™ of 36/100 and a GF Value™ of kr0.15 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,244 Software companies, Huddlestock Fintech AS ranks worse than 65.24% on this metric.

Huddlestock Fintech AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr10.73 Mil. Huddlestock Fintech AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr0.00 Mil. Huddlestock Fintech AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was kr27.68 Mil. Huddlestock Fintech AS's debt to equity for the quarter that ended in Mar. 2026 was 0.39.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Huddlestock Fintech AS's Debt-to-Equity or its related term are showing as below:

OSL:HUDL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.12   Max: 0.41
Current: 0.39

During the past 7 years, the highest Debt-to-Equity Ratio of Huddlestock Fintech AS was 0.41. The lowest was 0.00. And the median was 0.12.

OSL:HUDL's Debt-to-Equity is ranked worse than
65.24% of 2244 companies
in the Software industry
Industry Median: 0.19 vs OSL:HUDL: 0.39

Huddlestock Fintech AS  (OSL:HUDL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Huddlestock Fintech AS Debt-to-Equity Related Terms


Huddlestock Fintech AS Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Huddlestock Fintech AS's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huddlestock Fintech AS Debt-to-Equity Chart

Huddlestock Fintech AS Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 0.00 0.06 0.12 0.12 0.17

Huddlestock Fintech AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.41 0.32 0.17 0.39

OSL:HUDL vs QH, SHOP, UBER: Debt-to-Equity Comparison

For the Software - Application subindustry, Huddlestock Fintech AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huddlestock Fintech AS Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Huddlestock Fintech AS's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Huddlestock Fintech AS's Debt-to-Equity falls into.


OSL:HUDL
36GF Score
Huddlestock Fintech AS OSL:HUDL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huddlestock Fintech AS Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Huddlestock Fintech AS's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Huddlestock Fintech AS's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.39 mean?
Huddlestock Fintech AS (OSL:HUDL) has a Debt-to-Equity of 0.39 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Huddlestock Fintech AS and its competitors. This is 225% above median its historical median of 0.12. According to the industry distribution chart, Huddlestock Fintech AS ranks #1464 out of 2244 companies in the Software industry, placing it in the top 65.2%.
Is Huddlestock Fintech AS's Debt-to-Equity too high?
Huddlestock Fintech AS's current Debt-to-Equity of 0.39 is 225% above median its 10-year median of 0.12. The Software industry median Debt-to-Equity is 0.19. Huddlestock Fintech AS's value of 0.39 is 105.3% above this industry median. Based on the distribution chart, Huddlestock Fintech AS ranks #1464 out of 2244 companies in the Software industry, which is below the industry midpoint. Overall, Huddlestock Fintech AS has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huddlestock Fintech AS's Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Huddlestock Fintech AS ranks #1464 out of 2244 companies for Debt-to-Equity. This places Huddlestock Fintech AS in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Huddlestock Fintech AS's value of 0.39 is 105.3% above this benchmark. While the company's 10-year median is 0.12 vs. the industry median of 0.19, Huddlestock Fintech AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huddlestock Fintech AS's current Debt-to-Equity of 0.39 is 105.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Huddlestock Fintech AS and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huddlestock Fintech AS's current Debt-to-Equity is 0.39, which is 225% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huddlestock Fintech AS stock overvalued right now?
Based on GuruFocus' analysis, Huddlestock Fintech AS (OSL:HUDL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.15, compared to a current price of kr0.57 — trading 280% above its estimated fair value. The current Debt-to-Equity is 0.39, which is 225% above median its 10-year median of 0.12 and 105.3% above the Software industry median of 0.19. Huddlestock Fintech AS's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Huddlestock Fintech AS (OSL:HUDL), the current Debt-to-Equity is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huddlestock Fintech AS (OSL:HUDL) Overvalued in 2026?

Based on GuruFocus' analysis, Huddlestock Fintech AS stock appears to be overvalued. The current stock price of kr0.57 is trading 280% above its estimated GF Value™ of kr0.15. GuruFocus considers Huddlestock Fintech AS to be Significantly Overvalued.

Key valuation signals for OSL:HUDL:

  • Debt-to-Equity: 0.39 (225% above median its 10-year median of 0.12)
  • GF Value™: kr0.15 vs. price of kr0.57 (280% above fair value)
  • GF Score™: 36/100 with 6 warning signs
  • Industry Position: 105.3% above the Software median (#1464 of 2244)

No single metric tells the full story. See the OSL:HUDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huddlestock Fintech AS Business Description

Other Exchanges 9JR:Germany
Address Tordenskiolds gate 2, Oslo, NOR, 0160
Huddlestock Fintech AS is a WealthTech company. It develops Investment as a Service solutions for digitizing work processes for custody banks, asset managers and retail trading venues. The open, compliance optimized and data centric-platform allows its customers to offer a differentiated real-time product that reduces cost and increases efficiency. The group has its presence in Norway, Sweden, Denmark and Germany. Huddlestock serves customers across banks, neobanks, wealth managers, fund companies, and investment platforms. The solutions provided by the group are Investment as a Service; and Investment Service designer. Geographically, it operates in Norway, Sweden, Denmark and Germany, of which it derives maximum revenue from Sweden.
36GF Score

Get the complete analysis for OSL:HUDL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.57
Price
kr0.15
GF Value