Huddlestock Fintech AS (OSL:HUDL) Return-on-Tangible-Asset: -355.37% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:HUDL Huddlestock Fintech AS OSL:HUDL
36 GF Score
Price kr0.54
GF Value kr0.15
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Huddlestock Fintech AS Return-on-Tangible-Asset?

Huddlestock Fintech AS OSL:HUDL +5.88% 36 Return-on-Tangible-Asset is -355.37% as of Mar. 2026. GuruFocus rates OSL:HUDL with a GF Score™ of 36/100 and a GF Value™ of kr0.15 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,892 Software companies, Huddlestock Fintech AS ranks worse than 96.37% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Huddlestock Fintech AS's annualized Net Income for the quarter that ended in Mar. 2026 was kr-48.52 Mil. Huddlestock Fintech AS's average total tangible assets for the quarter that ended in Mar. 2026 was kr13.65 Mil. Therefore, Huddlestock Fintech AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -355.37%.

The historical rank and industry rank for Huddlestock Fintech AS's Return-on-Tangible-Asset or its related term are showing as below:

OSL:HUDL' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -553.18   Med: -120.12   Max: -58.84
Current: -302.6

During the past 7 years, Huddlestock Fintech AS's highest Return-on-Tangible-Asset was -58.84%. The lowest was -553.18%. And the median was -120.12%.

OSL:HUDL's Return-on-Tangible-Asset is ranked worse than
96.37% of 2892 companies
in the Software industry
Industry Median: 2.07 vs OSL:HUDL: -302.60

Huddlestock Fintech AS  (OSL:HUDL) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Huddlestock Fintech AS Return-on-Tangible-Asset Related Terms


Huddlestock Fintech AS Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Huddlestock Fintech AS's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huddlestock Fintech AS Return-on-Tangible-Asset Chart

Huddlestock Fintech AS Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial -97.01 -106.15 -323.96 -363.74 -553.18

Huddlestock Fintech AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -279.40 -285.85 -277.62 -204.95 -355.37

OSL:HUDL vs UBER, SHOP, CRM: Return-on-Tangible-Asset Comparison

For the Software - Application subindustry, Huddlestock Fintech AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huddlestock Fintech AS Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, Huddlestock Fintech AS's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Huddlestock Fintech AS's Return-on-Tangible-Asset falls into.


OSL:HUDL
36GF Score
Huddlestock Fintech AS OSL:HUDL
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huddlestock Fintech AS Return-on-Tangible-Asset Calculation

Huddlestock Fintech AS's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-113.364/( (25.723+15.263)/ 2 )
=-113.364/20.493
=-553.18 %

Huddlestock Fintech AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-48.52/( (15.263+12.044)/ 2 )
=-48.52/13.6535
=-355.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of -355.37% mean?
Huddlestock Fintech AS (OSL:HUDL) has a Return-on-Tangible-Asset of -355.37% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Huddlestock Fintech AS and its competitors. According to the industry distribution chart, Huddlestock Fintech AS ranks #2787 out of 2892 companies in the Software industry, placing it in the top 96.4%.
Is Huddlestock Fintech AS's Return-on-Tangible-Asset too high?
Huddlestock Fintech AS's current Return-on-Tangible-Asset is -355.37%. Based on the distribution chart, Huddlestock Fintech AS ranks #2787 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Huddlestock Fintech AS has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huddlestock Fintech AS's Return-on-Tangible-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Huddlestock Fintech AS ranks #2787 out of 2892 companies for Return-on-Tangible-Asset. This places Huddlestock Fintech AS in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Huddlestock Fintech AS and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huddlestock Fintech AS's current Return-on-Tangible-Asset is -355.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huddlestock Fintech AS stock overvalued right now?
Based on GuruFocus' analysis, Huddlestock Fintech AS (OSL:HUDL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.15, compared to a current price of kr0.54 — trading 260% above its estimated fair value. The current Return-on-Tangible-Asset is -355.37%. Huddlestock Fintech AS's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Huddlestock Fintech AS (OSL:HUDL), the current Return-on-Tangible-Asset is -355.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huddlestock Fintech AS (OSL:HUDL) Overvalued in 2026?

Based on GuruFocus' analysis, Huddlestock Fintech AS stock appears to be overvalued. The current stock price of kr0.54 is trading 260% above its estimated GF Value™ of kr0.15. GuruFocus considers Huddlestock Fintech AS to be Significantly Overvalued.

Key valuation signals for OSL:HUDL:

  • Return-on-Tangible-Asset: -355.37%
  • GF Value™: kr0.15 vs. price of kr0.54 (260% above fair value)
  • GF Score™: 36/100 with 6 warning signs

No single metric tells the full story. See the OSL:HUDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huddlestock Fintech AS Business Description

Other Exchanges 9JR:Germany
Address Tordenskiolds gate 2, Oslo, NOR, 0160
Huddlestock Fintech AS is a WealthTech company. It develops Investment as a Service solutions for digitizing work processes for custody banks, asset managers and retail trading venues. The open, compliance optimized and data centric-platform allows its customers to offer a differentiated real-time product that reduces cost and increases efficiency. The group has its presence in Norway, Sweden, Denmark and Germany. Huddlestock serves customers across banks, neobanks, wealth managers, fund companies, and investment platforms. The solutions provided by the group are Investment as a Service; and Investment Service designer. Geographically, it operates in Norway, Sweden, Denmark and Germany, of which it derives maximum revenue from Sweden.
36GF Score

Get the complete analysis for OSL:HUDL

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.54
Price
kr0.15
GF Value