Huddlestock Fintech AS (OSL:HUDL) Effective Interest Rate on Debt %: 17.69% (As of Mar. 2026)

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OSL:HUDL Huddlestock Fintech AS OSL:HUDL
36 GF Score
Price kr0.54
GF Value kr0.15
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Huddlestock Fintech AS Effective Interest Rate on Debt %?

Huddlestock Fintech AS OSL:HUDL +5.88% 36 Effective Interest Rate on Debt % is 17.69% as of Mar. 2026. GuruFocus rates OSL:HUDL with a GF Score™ of 36/100 and a GF Value™ of kr0.15 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Huddlestock Fintech AS's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr1.52 Mil. Huddlestock Fintech AS's average total debt for the quarter that ended in Mar. 2026 was kr8.59 Mil. Therefore, Huddlestock Fintech AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 17.69%.


Huddlestock Fintech AS  (OSL:HUDL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Huddlestock Fintech AS Effective Interest Rate on Debt % Related Terms


Huddlestock Fintech AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Huddlestock Fintech AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huddlestock Fintech AS Effective Interest Rate on Debt % Chart

Huddlestock Fintech AS Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 932.26 25.81 21.00 20.60 39.21

Huddlestock Fintech AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.03 27.63 8.87 26.13 17.69

OSL:HUDL vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Huddlestock Fintech AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huddlestock Fintech AS Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Huddlestock Fintech AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Huddlestock Fintech AS's Effective Interest Rate on Debt % falls into.


OSL:HUDL
36GF Score
Huddlestock Fintech AS OSL:HUDL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Huddlestock Fintech AS Effective Interest Rate on Debt % Calculation

Huddlestock Fintech AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.211/( (15.018+6.46)/ 2 )
=-1  *  -4.211/10.739
=39.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 15.018
=15.018

Huddlestock Fintech AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.52/( (6.46+10.725)/ 2 )
=-1  *  -1.52/8.5925
=17.69 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 10.725
=10.725

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 17.69% mean?
Huddlestock Fintech AS (OSL:HUDL) has a Effective Interest Rate on Debt % of 17.69% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Huddlestock Fintech AS and its competitors.
Is Huddlestock Fintech AS's Effective Interest Rate on Debt % too high?
Huddlestock Fintech AS's current Effective Interest Rate on Debt % is 17.69%. Overall, Huddlestock Fintech AS has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huddlestock Fintech AS's Effective Interest Rate on Debt % compare to UBER and SHOP?
Huddlestock Fintech AS's Effective Interest Rate on Debt % of 17.69% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Huddlestock Fintech AS and its competitors. Huddlestock Fintech AS's current Effective Interest Rate on Debt % is 17.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huddlestock Fintech AS stock overvalued right now?
Based on GuruFocus' analysis, Huddlestock Fintech AS (OSL:HUDL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.15, compared to a current price of kr0.54 — trading 260% above its estimated fair value. The current Effective Interest Rate on Debt % is 17.69%. Huddlestock Fintech AS's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Huddlestock Fintech AS (OSL:HUDL), the current Effective Interest Rate on Debt % is 17.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huddlestock Fintech AS (OSL:HUDL) Overvalued in 2026?

Based on GuruFocus' analysis, Huddlestock Fintech AS stock appears to be overvalued. The current stock price of kr0.54 is trading 260% above its estimated GF Value™ of kr0.15. GuruFocus considers Huddlestock Fintech AS to be Significantly Overvalued.

Key valuation signals for OSL:HUDL:

  • Effective Interest Rate on Debt %: 17.69%
  • GF Value™: kr0.15 vs. price of kr0.54 (260% above fair value)
  • GF Score™: 36/100 with 6 warning signs

No single metric tells the full story. See the OSL:HUDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huddlestock Fintech AS Business Description

Other Exchanges 9JR:Germany
Address Tordenskiolds gate 2, Oslo, NOR, 0160
Huddlestock Fintech AS is a WealthTech company. It develops Investment as a Service solutions for digitizing work processes for custody banks, asset managers and retail trading venues. The open, compliance optimized and data centric-platform allows its customers to offer a differentiated real-time product that reduces cost and increases efficiency. The group has its presence in Norway, Sweden, Denmark and Germany. Huddlestock serves customers across banks, neobanks, wealth managers, fund companies, and investment platforms. The solutions provided by the group are Investment as a Service; and Investment Service designer. Geographically, it operates in Norway, Sweden, Denmark and Germany, of which it derives maximum revenue from Sweden.
36GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.54
Price
kr0.15
GF Value