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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Oversea-Chinese Banking's Debt-to-Equity or its related term are showing as below:
OVCHF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.35 Med: 0.56 Max: 0.85
Current: 0.48
During the past 13 years, the highest Debt-to-Equity Ratio of Oversea-Chinese Banking was 0.85. The lowest was 0.35. And the median was 0.56.
OVCHF's Debt-to-Equity is ranked better than 54.61% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs OVCHF: 0.48
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Oversea-Chinese Banking Debt-to-Equity Related Terms
Oversea-Chinese Banking Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oversea-Chinese Banking's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oversea-Chinese Banking Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Oversea-Chinese Banking's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Oversea-Chinese Banking's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oversea-Chinese Banking (OVCHF) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oversea-Chinese Banking and its competitors. Over the past decade, Oversea-Chinese Banking's Debt-to-Equity has ranged from 0.35 to 0.85. According to the industry distribution chart, Oversea-Chinese Banking ranks #645 out of 1421 companies in the Banks industry, placing it in the top 45.4%.
Is Oversea-Chinese Banking's Debt-to-Equity too high?
Oversea-Chinese Banking's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.85. Based on the distribution chart, Oversea-Chinese Banking ranks #645 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Oversea-Chinese Banking has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oversea-Chinese Banking's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Oversea-Chinese Banking ranks #645 out of 1421 companies for Debt-to-Equity. This puts Oversea-Chinese Banking in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Historically, Oversea-Chinese Banking's own Debt-to-Equity has ranged from 0.35 to 0.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oversea-Chinese Banking and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oversea-Chinese Banking's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oversea-Chinese Banking stock overvalued right now?
Based on GuruFocus' analysis, Oversea-Chinese Banking (OVCHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.05, compared to a current price of $20.16 — trading 67.3% above its estimated fair value. The current Debt-to-Equity is 0.00. Oversea-Chinese Banking's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Oversea-Chinese Banking (OVCHF), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oversea-Chinese Banking (OVCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Oversea-Chinese Banking stock appears to be overvalued.
The current stock price of $20.16 is trading 67.3% above its estimated GF Value™ of $12.05.
GuruFocus considers Oversea-Chinese Banking to be Significantly Overvalued.
Key valuation signals for OVCHF:
Debt-to-Equity: 0.00
GF Value™: $12.05 vs. price of $20.16 (67.3% above fair value)
No single metric tells the full story. See the OVCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oversea-Chinese Banking Corp. is the longest-established Singapore bank, founded by the merger of three local banks in 1932. OCBC's operations include consumer banking, wealth management, and private banking (in part through its Bank of Singapore subsidiary), small- to medium-sized enterprise and business banking, corporate and institutional banking, and insurance through majority-owned Great Eastern Holdings.
59GF Score
Get the complete analysis for OVCHF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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