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Oversea-Chinese BankingOVCHF -10.18%52 Equity-to-Asset is 0.09 as of Mar. 2026, which is at its 10-year median of 0.09. GuruFocus rates OVCHF with a GF Score™ of 52/100 and a GF Value™ of $12.07 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,525 Banks companies, Oversea-Chinese Banking ranks worse than 55.21% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Oversea-Chinese Banking Equity-to-Asset Related Terms
Oversea-Chinese Banking Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oversea-Chinese Banking's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oversea-Chinese Banking Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Oversea-Chinese Banking's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Oversea-Chinese Banking's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Oversea-Chinese Banking's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oversea-Chinese Banking (OVCHF) has a Equity-to-Asset of 0.09 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Oversea-Chinese Banking and its competitors. This is near median its historical median of 0.09. Over the past decade, Oversea-Chinese Banking's Equity-to-Asset has ranged from 0.09 to 0.10. According to the industry distribution chart, Oversea-Chinese Banking ranks #842 out of 1525 companies in the Banks industry, placing it in the top 55.2%.
Is Oversea-Chinese Banking's Equity-to-Asset too high?
Oversea-Chinese Banking's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. Oversea-Chinese Banking's value of 0.09 is 10% below this industry median. Based on the distribution chart, Oversea-Chinese Banking ranks #842 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Oversea-Chinese Banking has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oversea-Chinese Banking's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Oversea-Chinese Banking ranks #842 out of 1525 companies for Equity-to-Asset. This places Oversea-Chinese Banking in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Oversea-Chinese Banking's value of 0.09 is 10% below this benchmark. Historically, Oversea-Chinese Banking's own Equity-to-Asset has ranged from 0.09 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Oversea-Chinese Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oversea-Chinese Banking's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Oversea-Chinese Banking and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oversea-Chinese Banking's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oversea-Chinese Banking stock overvalued right now?
Based on GuruFocus' analysis, Oversea-Chinese Banking (OVCHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.07, compared to a current price of $19.56 — trading 62.1% above its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. Oversea-Chinese Banking's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Oversea-Chinese Banking (OVCHF), the current Equity-to-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oversea-Chinese Banking (OVCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Oversea-Chinese Banking stock appears to be overvalued.
The current stock price of $19.56 is trading 62.1% above its estimated GF Value™ of $12.07.
GuruFocus considers Oversea-Chinese Banking to be Significantly Overvalued.
Key valuation signals for OVCHF:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $12.07 vs. price of $19.56 (62.1% above fair value)
Industry Position: 10% below the Banks median (#842 of 1525)
No single metric tells the full story. See the OVCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oversea-Chinese Banking Corp. is the longest-established Singapore bank, founded by the merger of three local banks in 1932. OCBC's operations include consumer banking, wealth management, and private banking (in part through its Bank of Singapore subsidiary), small- to medium-sized enterprise and business banking, corporate and institutional banking, and insurance through majority-owned Great Eastern Holdings.
52GF Score
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