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Plains AcquisitionPLQC 64 Debt-to-Equity is 0.14 as of Dec. 2025, which is 33% below its 10-year median of 0.21. GuruFocus rates PLQC with a GF Score™ of 64/100 and a GF Value™ of $57.39 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,421 Banks companies, Plains Acquisition ranks better than 83.53% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Plains Acquisition's Debt-to-Equity or its related term are showing as below:
PLQC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.21 Max: 0.24
Current: 0.14
During the past 7 years, the highest Debt-to-Equity Ratio of Plains Acquisition was 0.24. The lowest was 0.14. And the median was 0.21.
PLQC's Debt-to-Equity is ranked better than 83.53% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs PLQC: 0.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Plains Acquisition Debt-to-Equity Related Terms
Plains Acquisition Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Plains Acquisition's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLQC vs SBKO, MSWV, HNVR: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Plains Acquisition's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plains Acquisition Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Plains Acquisition's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Plains Acquisition's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plains Acquisition (PLQC) has a Debt-to-Equity of 0.14 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Plains Acquisition and its competitors. This is 33% below median its historical median of 0.21. Over the past decade, Plains Acquisition's Debt-to-Equity has ranged from 0.14 to 0.24. According to the industry distribution chart, Plains Acquisition ranks #234 out of 1421 companies in the Banks industry, placing it in the top 16.5%.
Is Plains Acquisition's Debt-to-Equity too high?
Plains Acquisition's current Debt-to-Equity of 0.14 is 33% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.24. The Banks industry median Debt-to-Equity is 0.58. Plains Acquisition's value of 0.14 is 75.9% below this industry median. Based on the distribution chart, Plains Acquisition ranks #234 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Plains Acquisition has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plains Acquisition's Debt-to-Equity compare to SBKO and MSWV?
According to the Banks industry distribution chart, Plains Acquisition ranks #234 out of 1421 companies for Debt-to-Equity. This places Plains Acquisition in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Plains Acquisition's value of 0.14 is 75.9% below this benchmark. Historically, Plains Acquisition's own Debt-to-Equity has ranged from 0.14 to 0.24 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.58, Plains Acquisition has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plains Acquisition's current Debt-to-Equity of 0.14 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Plains Acquisition and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plains Acquisition's current Debt-to-Equity is 0.14, which is 33% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plains Acquisition stock overvalued right now?
Based on GuruFocus' analysis, Plains Acquisition (PLQC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.39, compared to a current price of $70.00 — trading 22% above its estimated fair value. The current Debt-to-Equity is 0.14, which is 33% below median its 10-year median of 0.21 and 75.9% below the Banks industry median of 0.58. Plains Acquisition's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Plains Acquisition (PLQC), the current Debt-to-Equity is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plains Acquisition (PLQC) Overvalued in 2026?
Based on GuruFocus' analysis, Plains Acquisition stock appears to be overvalued.
The current stock price of $70.00 is trading 22% above its estimated GF Value™ of $57.39.
GuruFocus considers Plains Acquisition to be Modestly Overvalued.
Key valuation signals for PLQC:
Debt-to-Equity: 0.14 (33% below median its 10-year median of 0.21)
GF Value™: $57.39 vs. price of $70.00 (22% above fair value)
Industry Position: 75.9% below the Banks median (#234 of 1421)
No single metric tells the full story. See the PLQC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plains Acquisition Corp is a United States-based bank holding company. It offers a full range of banking services. It provides loans to small and medium-sized businesses and individuals in its market area. The Bank operates full-service branch locations in Humble, Houston, Plains, Sugar Land, and Conroe, Texas, and limited-service branches or loan production offices in Houston and San Antonio, Texas.
64GF Score
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