PLQC (Plains Acquisition) Net Loan: $639.76 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PLQC Plains Acquisition Corp PLQC
64 GF Score
Price $70.00
GF Value $57.39
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Plains Acquisition Net Loan?

Plains Acquisition PLQC 64 Net Loan is $639.76 Mil as of Dec. 2025. GuruFocus rates PLQC with a GF Score™ of 64/100 and a GF Value™ of $57.39 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Plains Acquisition's quarterly net loan increased from Dec. 2023 ($623.05 Mil) to Dec. 2024 ($658.26 Mil) but then declined from Dec. 2024 ($658.26 Mil) to Dec. 2025 ($639.76 Mil).

Plains Acquisition's annual net loan increased from Dec. 2023 ($623.05 Mil) to Dec. 2024 ($658.26 Mil) but then declined from Dec. 2024 ($658.26 Mil) to Dec. 2025 ($639.76 Mil).

Plains Acquisition Net Loan Historical Data

* Premium members only.

The historical data trend for Plains Acquisition's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plains Acquisition Net Loan Chart

Plains Acquisition Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 567.06 587.22 623.05 658.26 639.76

Plains Acquisition Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 567.06 587.22 623.05 658.26 639.76
PLQC
64GF Score
Plains Acquisition Corp PLQC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plains Acquisition Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $639.76 Mil mean?
Plains Acquisition (PLQC) has a Net Loan of $639.76 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Plains Acquisition and its competitors.
Is Plains Acquisition's Net Loan too high?
Plains Acquisition's current Net Loan is $639.76 Mil. Overall, Plains Acquisition has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plains Acquisition's Net Loan compare to SBKO and MSWV?
Plains Acquisition's Net Loan of $639.76 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Plains Acquisition and its competitors. Plains Acquisition's current Net Loan is $639.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plains Acquisition stock overvalued right now?
Based on GuruFocus' analysis, Plains Acquisition (PLQC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.39, compared to a current price of $70.00 — trading 22% above its estimated fair value. The current Net Loan is $639.76 Mil. Plains Acquisition's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Plains Acquisition (PLQC), the current Net Loan is $639.76 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plains Acquisition (PLQC) Overvalued in 2026?

Based on GuruFocus' analysis, Plains Acquisition stock appears to be overvalued. The current stock price of $70.00 is trading 22% above its estimated GF Value™ of $57.39. GuruFocus considers Plains Acquisition to be Modestly Overvalued.

Key valuation signals for PLQC:

  • Net Loan: $639.76 Mil
  • GF Value™: $57.39 vs. price of $70.00 (22% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the PLQC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Plains Acquisition Business Description

Address 19404 Kenswick Drive, Humble, TX, USA, 77338
Plains Acquisition Corp is a United States-based bank holding company. It offers a full range of banking services. It provides loans to small and medium-sized businesses and individuals in its market area. The Bank operates full-service branch locations in Humble, Houston, Plains, Sugar Land, and Conroe, Texas, and limited-service branches or loan production offices in Houston and San Antonio, Texas.
64GF Score

Get the complete analysis for PLQC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.00
Price
$57.39
GF Value