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Plains AcquisitionPLQC 64 Return-on-Tangible-Equity is 14.15% as of Dec. 2025, which is 9% below its 10-year median of 15.49. GuruFocus rates PLQC with a GF Score™ of 64/100 and a GF Value™ of $57.39 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,522 Banks companies, Plains Acquisition ranks better than 67.94% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Plains Acquisition's annualized net income for the quarter that ended in Dec. 2025 was $17.35 Mil. Plains Acquisition's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $122.67 Mil. Therefore, Plains Acquisition's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 14.15%.
The historical rank and industry rank for Plains Acquisition's Return-on-Tangible-Equity or its related term are showing as below:
PLQC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 12.47 Med: 15.49 Max: 18.69
Current: 14.15
During the past 7 years, Plains Acquisition's highest Return-on-Tangible-Equity was 18.69%. The lowest was 12.47%. And the median was 15.49%.
PLQC's Return-on-Tangible-Equity is ranked better than 67.94% of 1522
companies
in the Banks industry
Industry Median: 11.375
vs PLQC: 14.15
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Plains Acquisition Return-on-Tangible-Equity Related Terms
Plains Acquisition Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Plains Acquisition's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLQC vs SBKO, MSWV, HNVR: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Plains Acquisition's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plains Acquisition Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Plains Acquisition's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Plains Acquisition's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.15% mean?
Plains Acquisition (PLQC) has a Return-on-Tangible-Equity of 14.15% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Plains Acquisition and its competitors. This is near median its historical median of 15.49. Over the past decade, Plains Acquisition's Return-on-Tangible-Equity has ranged from 12.47 to 18.69. According to the industry distribution chart, Plains Acquisition ranks #488 out of 1522 companies in the Banks industry, placing it in the top 32.1%.
Is Plains Acquisition's Return-on-Tangible-Equity too high?
Plains Acquisition's current Return-on-Tangible-Equity of 14.15% is near median its 10-year median of 15.49. Over the past 10 years, this metric has ranged from a low of 12.47 to a high of 18.69. The Banks industry median Return-on-Tangible-Equity is 11.38. Plains Acquisition's value of 14.15% is 24.4% above this industry median. Based on the distribution chart, Plains Acquisition ranks #488 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Plains Acquisition has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plains Acquisition's Return-on-Tangible-Equity compare to SBKO and MSWV?
According to the Banks industry distribution chart, Plains Acquisition ranks #488 out of 1522 companies for Return-on-Tangible-Equity. This puts Plains Acquisition in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.38. Plains Acquisition's value of 14.15% is 24.4% above this benchmark. Historically, Plains Acquisition's own Return-on-Tangible-Equity has ranged from 12.47 to 18.69 over the past decade. While the company's 10-year median is 15.49 vs. the industry median of 11.38, Plains Acquisition has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.38, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plains Acquisition's current Return-on-Tangible-Equity of 14.15% is 24.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Plains Acquisition and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plains Acquisition's current Return-on-Tangible-Equity is 14.15%, which is near median its own 10-year median of 15.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plains Acquisition stock overvalued right now?
Based on GuruFocus' analysis, Plains Acquisition (PLQC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.39, compared to a current price of $70.00 — trading 22% above its estimated fair value. The current Return-on-Tangible-Equity is 14.15%, which is near median its 10-year median of 15.49 and 24.4% above the Banks industry median of 11.38. Plains Acquisition's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Plains Acquisition (PLQC), the current Return-on-Tangible-Equity is 14.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plains Acquisition (PLQC) Overvalued in 2026?
Based on GuruFocus' analysis, Plains Acquisition stock appears to be overvalued.
The current stock price of $70.00 is trading 22% above its estimated GF Value™ of $57.39.
GuruFocus considers Plains Acquisition to be Modestly Overvalued.
Key valuation signals for PLQC:
Return-on-Tangible-Equity: 14.15% (near median its 10-year median of 15.49)
GF Value™: $57.39 vs. price of $70.00 (22% above fair value)
Industry Position: 24.4% above the Banks median (#488 of 1522)
No single metric tells the full story. See the PLQC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plains Acquisition Corp is a United States-based bank holding company. It offers a full range of banking services. It provides loans to small and medium-sized businesses and individuals in its market area. The Bank operates full-service branch locations in Humble, Houston, Plains, Sugar Land, and Conroe, Texas, and limited-service branches or loan production offices in Houston and San Antonio, Texas.
64GF Score
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