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Plains AcquisitionPLQC 64 Return-on-Tangible-Asset is 1.99% as of Dec. 2025, which is 1% above its 10-year median of 1.97. GuruFocus rates PLQC with a GF Score™ of 64/100 and a GF Value™ of $57.39 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Plains Acquisition ranks better than 88.02% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Plains Acquisition's annualizedNet Income for the quarter that ended in Dec. 2025 was $17.35 Mil. Plains Acquisition's average total tangible assets for the quarter that ended in Dec. 2025 was $874.14 Mil. Therefore, Plains Acquisition's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 1.99%.
The historical rank and industry rank for Plains Acquisition's Return-on-Tangible-Asset or its related term are showing as below:
PLQC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.25 Med: 1.97 Max: 2.07
Current: 1.99
During the past 7 years, Plains Acquisition's highest Return-on-Tangible-Asset was 2.07%. The lowest was 1.25%. And the median was 1.97%.
PLQC's Return-on-Tangible-Asset is ranked better than 88.02% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs PLQC: 1.99
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Plains Acquisition Return-on-Tangible-Asset Related Terms
Plains Acquisition Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Plains Acquisition's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLQC vs SBKO, MSWV, HNVR: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Plains Acquisition's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plains Acquisition Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Plains Acquisition's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Plains Acquisition's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 1.99% mean?
Plains Acquisition (PLQC) has a Return-on-Tangible-Asset of 1.99% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Plains Acquisition and its competitors. This is near median its historical median of 1.97. Over the past decade, Plains Acquisition's Return-on-Tangible-Asset has ranged from 1.25 to 2.07. According to the industry distribution chart, Plains Acquisition ranks #183 out of 1528 companies in the Banks industry, placing it in the top 12%.
Is Plains Acquisition's Return-on-Tangible-Asset too high?
Plains Acquisition's current Return-on-Tangible-Asset of 1.99% is near median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 2.07. The Banks industry median Return-on-Tangible-Asset is 1.01. Plains Acquisition's value of 1.99% is 97% above this industry median. Based on the distribution chart, Plains Acquisition ranks #183 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Plains Acquisition has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plains Acquisition's Return-on-Tangible-Asset compare to SBKO and MSWV?
According to the Banks industry distribution chart, Plains Acquisition ranks #183 out of 1528 companies for Return-on-Tangible-Asset. This places Plains Acquisition in the top 12% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.01. Plains Acquisition's value of 1.99% is 97% above this benchmark. Historically, Plains Acquisition's own Return-on-Tangible-Asset has ranged from 1.25 to 2.07 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 1.01, Plains Acquisition has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plains Acquisition's current Return-on-Tangible-Asset of 1.99% is 97% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Plains Acquisition and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plains Acquisition's current Return-on-Tangible-Asset is 1.99%, which is near median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plains Acquisition stock overvalued right now?
Based on GuruFocus' analysis, Plains Acquisition (PLQC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.39, compared to a current price of $70.00 — trading 22% above its estimated fair value. The current Return-on-Tangible-Asset is 1.99%, which is near median its 10-year median of 1.97 and 97% above the Banks industry median of 1.01. Plains Acquisition's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Plains Acquisition (PLQC), the current Return-on-Tangible-Asset is 1.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plains Acquisition (PLQC) Overvalued in 2026?
Based on GuruFocus' analysis, Plains Acquisition stock appears to be overvalued.
The current stock price of $70.00 is trading 22% above its estimated GF Value™ of $57.39.
GuruFocus considers Plains Acquisition to be Modestly Overvalued.
Key valuation signals for PLQC:
Return-on-Tangible-Asset: 1.99% (near median its 10-year median of 1.97)
GF Value™: $57.39 vs. price of $70.00 (22% above fair value)
Industry Position: 97% above the Banks median (#183 of 1528)
No single metric tells the full story. See the PLQC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plains Acquisition Corp is a United States-based bank holding company. It offers a full range of banking services. It provides loans to small and medium-sized businesses and individuals in its market area. The Bank operates full-service branch locations in Humble, Houston, Plains, Sugar Land, and Conroe, Texas, and limited-service branches or loan production offices in Houston and San Antonio, Texas.
64GF Score
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