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Alpha BankSTU:UI6 -3.15%15 Debt-to-Equity is 0.39 as of Jun. 2025, which is 15% below its 10-year median of 0.46. GuruFocus rates STU:UI6 with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 1,415 Banks companies, Alpha Bank ranks better than 62.4% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Alpha Bank's Debt-to-Equity or its related term are showing as below:
STU:UI6'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.39 Med: 0.46 Max: 0.48
Current: 0.39
During the past 2 years, the highest Debt-to-Equity Ratio of Alpha Bank was 0.48. The lowest was 0.39. And the median was 0.46.
STU:UI6's Debt-to-Equity is ranked better than 62.4% of 1415
companies
in the Banks industry
Industry Median: 0.58
vs STU:UI6: 0.39
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Alpha Bank Debt-to-Equity Related Terms
Alpha Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Alpha Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank Debt-to-Equity Chart
Alpha Bank Annual Data
Trend
Dec23
Dec24
Debt-to-Equity
0.48
0.46
Alpha Bank Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Debt-to-Equity
0.48
N/A
0.46
0.39
STU:UI6 vs JPM, BAC, WFC: Debt-to-Equity Comparison
For the Banks - Diversified subindustry, Alpha Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alpha Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Alpha Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Alpha Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank (STU:UI6) has a Debt-to-Equity of 0.39 as of Jun. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alpha Bank and its competitors. This is 15% below median its historical median of 0.46. Over the past decade, Alpha Bank's Debt-to-Equity has ranged from 0.39 to 0.48. According to the industry distribution chart, Alpha Bank ranks #532 out of 1415 companies in the Banks industry, placing it in the top 37.6%.
Is Alpha Bank's Debt-to-Equity too high?
Alpha Bank's current Debt-to-Equity of 0.39 is 15% below median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 0.48. The Banks industry median Debt-to-Equity is 0.58. Alpha Bank's value of 0.39 is 32.8% below this industry median. Based on the distribution chart, Alpha Bank ranks #532 out of 1415 companies in the Banks industry, which is above the industry midpoint. Overall, Alpha Bank has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Bank's Debt-to-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Alpha Bank ranks #532 out of 1415 companies for Debt-to-Equity. This puts Alpha Bank in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Alpha Bank's value of 0.39 is 32.8% below this benchmark. Historically, Alpha Bank's own Debt-to-Equity has ranged from 0.39 to 0.48 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.58, Alpha Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alpha Bank's current Debt-to-Equity of 0.39 is 32.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alpha Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpha Bank's current Debt-to-Equity is 0.39, which is 15% below median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Bank stock overvalued right now?
Alpha Bank (STU:UI6) has a current Debt-to-Equity of 0.39. The current Debt-to-Equity is 0.39, which is 15% below median its 10-year median of 0.46 and 32.8% below the Banks industry median of 0.58. Alpha Bank's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Alpha Bank (STU:UI6), the current Debt-to-Equity is 0.39 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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