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Alpha BankSTU:UI6 -3.15%15 Pretax Margin % is 31.46% as of Jun. 2025, which is 18% below its 10-year median of 38.35. GuruFocus rates STU:UI6 with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 1,523 Banks companies, Alpha Bank ranks worse than 51.54% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Alpha Bank's Pre-Tax Income for the
six
months ended in Jun. 2025 was €348 Mil. Alpha Bank's Revenue for the
six
months ended in Jun. 2025 was €1,106 Mil. Therefore, Alpha Bank's pretax margin for the quarter that ended in Jun. 2025 was 31.46%.
The historical rank and industry rank for Alpha Bank's Pretax Margin % or its related term are showing as below:
STU:UI6'
s Pretax Margin % Range Over the Past 10 Years
Min: 35.25 Med: 38.35 Max: 38.66
Current: 35.25
STU:UI6's Pretax Margin % is ranked worse than 51.54% of 1523
companies
in the Banks industry
Industry Median: 35.67
vs STU:UI6: 35.25
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Alpha Bank Pretax Margin % Related Terms
Alpha Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Alpha Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank Pretax Margin % Chart
Alpha Bank Annual Data
Trend
Dec23
Dec24
Pretax Margin %
38.66
38.03
Alpha Bank Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Pretax Margin %
0.00
37.26
38.74
31.46
STU:UI6 vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, Alpha Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alpha Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alpha Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Alpha Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank (STU:UI6) has a Pretax Margin % of 31.46% as of Jun. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alpha Bank and its competitors. This is 18% below median its historical median of 38.35. Over the past decade, Alpha Bank's Pretax Margin % has ranged from 35.25 to 38.66. According to the industry distribution chart, Alpha Bank ranks #785 out of 1523 companies in the Banks industry, placing it in the top 51.5%.
Is Alpha Bank's Pretax Margin % too high?
Alpha Bank's current Pretax Margin % of 31.46% is 18% below median its 10-year median of 38.35. Over the past 10 years, this metric has ranged from a low of 35.25 to a high of 38.66. The Banks industry median Pretax Margin % is 35.67. Alpha Bank's value of 31.46% is 11.8% below this industry median. Based on the distribution chart, Alpha Bank ranks #785 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Alpha Bank has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Bank's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Alpha Bank ranks #785 out of 1523 companies for Pretax Margin %. This places Alpha Bank in the lower half of its industry. The industry median Pretax Margin % is 35.67. Alpha Bank's value of 31.46% is 11.8% below this benchmark. Historically, Alpha Bank's own Pretax Margin % has ranged from 35.25 to 38.66 over the past decade. While the company's 10-year median is 38.35 vs. the industry median of 35.67, Alpha Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.67, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alpha Bank's current Pretax Margin % of 31.46% is 11.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alpha Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpha Bank's current Pretax Margin % is 31.46%, which is 18% below median its own 10-year median of 38.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Bank stock overvalued right now?
Alpha Bank (STU:UI6) has a current Pretax Margin % of 31.46%. The current Pretax Margin % is 31.46%, which is 18% below median its 10-year median of 38.35 and 11.8% below the Banks industry median of 35.67. Alpha Bank's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Alpha Bank (STU:UI6), the current Pretax Margin % is 31.46% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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