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Alpha BankSTU:UI6 -3.15%15 Equity-to-Asset is 0.12 as of Jun. 2025, which is at its 10-year median of 0.12. GuruFocus rates STU:UI6 with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 1,522 Banks companies, Alpha Bank ranks better than 72.01% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Alpha Bank's Total Stockholders Equity for the quarter that ended in Jun. 2025 was €8,606 Mil. Alpha Bank's Total Assets for the quarter that ended in Jun. 2025 was €73,478 Mil.
Therefore, Alpha Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2025 was 0.12.
The historical rank and industry rank for Alpha Bank's Equity-to-Asset or its related term are showing as below:
STU:UI6'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.12
Current: 0.12
During the past 2 years, the highest Equity to Asset Ratio of Alpha Bank was 0.12. The lowest was 0.10. And the median was 0.12.
STU:UI6's Equity-to-Asset is ranked better than 72.01% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs STU:UI6: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Alpha Bank Equity-to-Asset Related Terms
Alpha Bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Alpha Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank Equity-to-Asset Chart
Alpha Bank Annual Data
Trend
Dec23
Dec24
Equity-to-Asset
0.10
0.12
Alpha Bank Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Equity-to-Asset
0.10
0.00
0.12
0.12
STU:UI6 vs JPM, BAC, WFC: Equity-to-Asset Comparison
For the Banks - Diversified subindustry, Alpha Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alpha Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Alpha Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Alpha Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Alpha Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Bank (STU:UI6) has a Equity-to-Asset of 0.12 as of Jun. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alpha Bank and its competitors. This is near median its historical median of 0.12. Over the past decade, Alpha Bank's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, Alpha Bank ranks #426 out of 1522 companies in the Banks industry, placing it in the top 28%.
Is Alpha Bank's Equity-to-Asset too high?
Alpha Bank's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Alpha Bank's value of 0.12 is 20% above this industry median. Based on the distribution chart, Alpha Bank ranks #426 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Alpha Bank has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Bank's Equity-to-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Alpha Bank ranks #426 out of 1522 companies for Equity-to-Asset. This puts Alpha Bank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Alpha Bank's value of 0.12 is 20% above this benchmark. Historically, Alpha Bank's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Alpha Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alpha Bank's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alpha Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpha Bank's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Bank stock overvalued right now?
Alpha Bank (STU:UI6) has a current Equity-to-Asset of 0.12. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Alpha Bank's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Alpha Bank (STU:UI6), the current Equity-to-Asset is 0.12 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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