The Taiko Bank (TSE:8537) Debt-to-Equity: 0.98 (As of Mar. 2026) — 21% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8537 The Taiko Bank Ltd TSE:8537
55 GF Score
Price 円3,125.00
GF Value 円1,864.96
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Taiko Bank Debt-to-Equity?

The Taiko Bank TSE:8537 +0.16% 55 Debt-to-Equity is 0.98 as of Mar. 2026, which is 21% above its 10-year median of 0.81. GuruFocus rates TSE:8537 with a GF Score™ of 55/100 and a GF Value™ of 円1,864.96 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,410 Banks companies, The Taiko Bank ranks worse than 61.49% on this metric.

The Taiko Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円0 Mil. The Taiko Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円78,900 Mil. The Taiko Bank's Total Stockholders Equity for the quarter that ended in Mar. 2026 was 円80,799 Mil. The Taiko Bank's debt to equity for the quarter that ended in Mar. 2026 was 0.98.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for The Taiko Bank's Debt-to-Equity or its related term are showing as below:

TSE:8537' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3   Med: 0.81   Max: 1.79
Current: 0.84

During the past 13 years, the highest Debt-to-Equity Ratio of The Taiko Bank was 1.79. The lowest was 0.30. And the median was 0.81.

TSE:8537's Debt-to-Equity is ranked worse than
61.49% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs TSE:8537: 0.84

The Taiko Bank  (TSE:8537) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


The Taiko Bank Debt-to-Equity Related Terms


The Taiko Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for The Taiko Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Taiko Bank Debt-to-Equity Chart

The Taiko Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 0.71 0.90 1.18 0.98

The Taiko Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.03 0.97 0.98 0.84

The Taiko Bank Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, The Taiko Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Taiko Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, The Taiko Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where The Taiko Bank's Debt-to-Equity falls into.


TSE:8537
55GF Score
The Taiko Bank Ltd TSE:8537
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Taiko Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

The Taiko Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

The Taiko Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.98 mean?
The Taiko Bank (TSE:8537) has a Debt-to-Equity of 0.98 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Taiko Bank and its competitors. This is 21% above median its historical median of 0.81. Over the past decade, The Taiko Bank's Debt-to-Equity has ranged from 0.30 to 1.79. According to the industry distribution chart, The Taiko Bank ranks #867 out of 1410 companies in the Banks industry, placing it in the top 61.5%.
Is The Taiko Bank's Debt-to-Equity too high?
The Taiko Bank's current Debt-to-Equity of 0.98 is 21% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.79. The Banks industry median Debt-to-Equity is 0.58. The Taiko Bank's value of 0.98 is 69% above this industry median. Based on the distribution chart, The Taiko Bank ranks #867 out of 1410 companies in the Banks industry, which is below the industry midpoint. Overall, The Taiko Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Taiko Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, The Taiko Bank ranks #867 out of 1410 companies for Debt-to-Equity. This places The Taiko Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. The Taiko Bank's value of 0.98 is 69% above this benchmark. Historically, The Taiko Bank's own Debt-to-Equity has ranged from 0.30 to 1.79 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 0.58, The Taiko Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Taiko Bank's current Debt-to-Equity of 0.98 is 69% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Taiko Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Taiko Bank's current Debt-to-Equity is 0.98, which is 21% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Taiko Bank stock overvalued right now?
Based on GuruFocus' analysis, The Taiko Bank (TSE:8537) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,864.96, compared to a current price of 円3,125.00 — trading 67.6% above its estimated fair value. The current Debt-to-Equity is 0.98, which is 21% above median its 10-year median of 0.81 and 69% above the Banks industry median of 0.58. The Taiko Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Taiko Bank (TSE:8537), the current Debt-to-Equity is 0.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Taiko Bank (TSE:8537) Overvalued in 2026?

Based on GuruFocus' analysis, The Taiko Bank stock appears to be overvalued. The current stock price of 円3,125.00 is trading 67.6% above its estimated GF Value™ of 円1,864.96. GuruFocus considers The Taiko Bank to be Significantly Overvalued.

Key valuation signals for TSE:8537:

  • Debt-to-Equity: 0.98 (21% above median its 10-year median of 0.81)
  • GF Value™: 円1,864.96 vs. price of 円3,125.00 (67.6% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 69% above the Banks median (#867 of 1410)

No single metric tells the full story. See the TSE:8537 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Taiko Bank Business Description

Address 1-5-6 Otedori, Niigata, JPN, 940-8651
The Taiko Bank Ltd is engaged in banking business. It provides general banking features like deposits, loans, life and property insurance, reverse mortgage loan, internet banking, and foreign exchange service.
55GF Score

Get the complete analysis for TSE:8537

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,125.00
Price
円1,864.96
GF Value