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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Taiko Bank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円4,356 Mil. The Taiko Bank's average total debt for the quarter that ended in Mar. 2026 was 円78,900 Mil. Therefore, The Taiko Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.52%.
The Taiko Bank (TSE:8537) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
The Taiko Bank Effective Interest Rate on Debt % Related Terms
The Taiko Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for The Taiko Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Taiko Bank Effective Interest Rate on Debt % Chart
The Taiko Bank Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, The Taiko Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Taiko Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, The Taiko Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where The Taiko Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.52% mean?
The Taiko Bank (TSE:8537) has a Effective Interest Rate on Debt % of 5.52% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Taiko Bank and its competitors.
Is The Taiko Bank's Effective Interest Rate on Debt % too high?
The Taiko Bank's current Effective Interest Rate on Debt % is 5.52%. Overall, The Taiko Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Taiko Bank's Effective Interest Rate on Debt % compare to competitors?
The Taiko Bank's Effective Interest Rate on Debt % of 5.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Taiko Bank and its competitors. The Taiko Bank's current Effective Interest Rate on Debt % is 5.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Taiko Bank stock overvalued right now?
Based on GuruFocus' analysis, The Taiko Bank (TSE:8537) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,818.89, compared to a current price of 円2,695.00 — trading 48.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.52%. The Taiko Bank's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Taiko Bank (TSE:8537), the current Effective Interest Rate on Debt % is 5.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Taiko Bank (TSE:8537) Overvalued in 2026?
Based on GuruFocus' analysis, The Taiko Bank stock appears to be overvalued.
The current stock price of 円2,695.00 is trading 48.2% above its estimated GF Value™ of 円1,818.89.
GuruFocus considers The Taiko Bank to be Significantly Overvalued.
Key valuation signals for TSE:8537:
Effective Interest Rate on Debt %: 5.52%
GF Value™: 円1,818.89 vs. price of 円2,695.00 (48.2% above fair value)
No single metric tells the full story. See the TSE:8537 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Taiko Bank Ltd is engaged in banking business. It provides general banking features like deposits, loans, life and property insurance, reverse mortgage loan, internet banking, and foreign exchange service.
56GF Score
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