The Taiko Bank (TSE:8537) Net Margin %: 9.77% (As of Mar. 2026) — 14% Below Median


TSE:8537 The Taiko Bank Ltd TSE:8537
53 GF Score
Price 円2,740.00
GF Value 円1,834.72
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is The Taiko Bank Net Margin %?

The Taiko Bank TSE:8537 -1.69% 53 Net Margin % is 9.77% as of Mar. 2026, which is 14% below its 10-year median of 11.37. GuruFocus rates TSE:8537 with a GF Score™ of 53/100 and a GF Value™ of 円1,834.72 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, The Taiko Bank ranks worse than 85.66% on this metric.

Net margin is calculated as Net Income divided by its Revenue. The Taiko Bank's Net Income for the six months ended in Mar. 2026 was 円1,290 Mil. The Taiko Bank's Revenue for the six months ended in Mar. 2026 was 円13,210 Mil. Therefore, The Taiko Bank's net margin for the quarter that ended in Mar. 2026 was 9.77%.

The historical rank and industry rank for The Taiko Bank's Net Margin % or its related term are showing as below:

TSE:8537' s Net Margin % Range Over the Past 10 Years
Min: 5.61   Med: 11.37   Max: 19.95
Current: 11.88


TSE:8537's Net Margin % is ranked worse than
85.66% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs TSE:8537: 11.88

The Taiko Bank  (TSE:8537) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


The Taiko Bank Net Margin % Related Terms


The Taiko Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for The Taiko Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Taiko Bank Net Margin % Chart

The Taiko Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.86 6.59 8.77 13.27 11.88

The Taiko Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.36 18.52 7.62 14.58 9.77

The Taiko Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, The Taiko Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Taiko Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, The Taiko Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where The Taiko Bank's Net Margin % falls into.


TSE:8537
53GF Score
The Taiko Bank Ltd TSE:8537
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Taiko Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

The Taiko Bank's Net Margin for the fiscal year that ended in Mar. 2026 is calculated as

Net Margin=Net Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=2799/23561
=11.88 %

The Taiko Bank's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1290/13210
=9.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 9.77% mean?
The Taiko Bank (TSE:8537) has a Net Margin % of 9.77% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on The Taiko Bank and its competitors. This is 14% below median its historical median of 11.37. Over the past decade, The Taiko Bank's Net Margin % has ranged from 5.61 to 19.95. According to the industry distribution chart, The Taiko Bank ranks #1308 out of 1527 companies in the Banks industry, placing it in the top 85.7%.
Is The Taiko Bank's Net Margin % too high?
The Taiko Bank's current Net Margin % of 9.77% is 14% below median its 10-year median of 11.37. Over the past 10 years, this metric has ranged from a low of 5.61 to a high of 19.95. The Banks industry median Net Margin % is 26.95. The Taiko Bank's value of 9.77% is 63.7% below this industry median. Based on the distribution chart, The Taiko Bank ranks #1308 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Taiko Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Taiko Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, The Taiko Bank ranks #1308 out of 1527 companies for Net Margin %. This places The Taiko Bank in the lower half of its industry. The industry median Net Margin % is 26.95. The Taiko Bank's value of 9.77% is 63.7% below this benchmark. Historically, The Taiko Bank's own Net Margin % has ranged from 5.61 to 19.95 over the past decade. While the company's 10-year median is 11.37 vs. the industry median of 26.95, The Taiko Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Taiko Bank's current Net Margin % of 9.77% is 63.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on The Taiko Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Taiko Bank's current Net Margin % is 9.77%, which is 14% below median its own 10-year median of 11.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Taiko Bank stock overvalued right now?
Based on GuruFocus' analysis, The Taiko Bank (TSE:8537) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,834.72, compared to a current price of 円2,740.00 — trading 49.3% above its estimated fair value. The current Net Margin % is 9.77%, which is 14% below median its 10-year median of 11.37 and 63.7% below the Banks industry median of 26.95. The Taiko Bank's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For The Taiko Bank (TSE:8537), the current Net Margin % is 9.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Taiko Bank (TSE:8537) Overvalued in 2026?

Based on GuruFocus' analysis, The Taiko Bank stock appears to be overvalued. The current stock price of 円2,740.00 is trading 49.3% above its estimated GF Value™ of 円1,834.72. GuruFocus considers The Taiko Bank to be Significantly Overvalued.

Key valuation signals for TSE:8537:

  • Net Margin %: 9.77% (14% below median its 10-year median of 11.37)
  • GF Value™: 円1,834.72 vs. price of 円2,740.00 (49.3% above fair value)
  • GF Score™: 53/100 with 2 warning signs
  • Industry Position: 63.7% below the Banks median (#1308 of 1527)

No single metric tells the full story. See the TSE:8537 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Taiko Bank Business Description

Address 1-5-6 Otedori, Niigata, JPN, 940-8651
The Taiko Bank Ltd is engaged in banking business. It provides general banking features like deposits, loans, life and property insurance, reverse mortgage loan, internet banking, and foreign exchange service.
53GF Score

Get the complete analysis for TSE:8537

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,740.00
Price
円1,834.72
GF Value