U.S. BancorpUSBPR.PFD -0.71%75 Debt-to-Equity is 1.20 as of Mar. 2026, which is 7% above its 10-year median of 1.12. GuruFocus rates USBPR.PFD with a GF Score™ of 75/100. The stock has 7 warning signs investors should review. Among 1,423 Banks companies, U.S. Bancorp ranks worse than 72.03% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for U.S. Bancorp's Debt-to-Equity or its related term are showing as below:
USBpR.PFD'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.76 Med: 1.12 Max: 1.87
Current: 1.2
During the past 13 years, the highest Debt-to-Equity Ratio of U.S. Bancorp was 1.87. The lowest was 0.76. And the median was 1.12.
USBpR.PFD's Debt-to-Equity is ranked worse than 72.03% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs USBpR.PFD: 1.20
U.S. Bancorp (NYSE:USBpR.PFD) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
U.S. Bancorp Debt-to-Equity Related Terms
U.S. Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for U.S. Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USBPR.PFD vs PNC, NU, TFC: Debt-to-Equity Comparison
For the Banks - Regional subindustry, U.S. Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U.S. Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, U.S. Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where U.S. Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U.S. Bancorp (USBPR.PFD) has a Debt-to-Equity of 1.20 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on U.S. Bancorp and its competitors. This is near median its historical median of 1.12. Over the past decade, U.S. Bancorp's Debt-to-Equity has ranged from 0.76 to 1.87. According to the industry distribution chart, U.S. Bancorp ranks #1025 out of 1423 companies in the Banks industry, placing it in the top 72%.
Is U.S. Bancorp's Debt-to-Equity too high?
U.S. Bancorp's current Debt-to-Equity of 1.20 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 1.87. The Banks industry median Debt-to-Equity is 0.56. U.S. Bancorp's value of 1.20 is 114.3% above this industry median. Based on the distribution chart, U.S. Bancorp ranks #1025 out of 1423 companies in the Banks industry, which is below the industry midpoint. Overall, U.S. Bancorp has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's Debt-to-Equity compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #1025 out of 1423 companies for Debt-to-Equity. This places U.S. Bancorp in the lower half of its industry. The industry median Debt-to-Equity is 0.56. U.S. Bancorp's value of 1.20 is 114.3% above this benchmark. Historically, U.S. Bancorp's own Debt-to-Equity has ranged from 0.76 to 1.87 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 0.56, U.S. Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current Debt-to-Equity of 1.20 is 114.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on U.S. Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current Debt-to-Equity is 1.20, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
U.S. Bancorp (USBPR.PFD) has a current Debt-to-Equity of 1.20. The current Debt-to-Equity is 1.20, which is near median its 10-year median of 1.12 and 114.3% above the Banks industry median of 0.56. U.S. Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For U.S. Bancorp (USBPR.PFD), the current Debt-to-Equity is 1.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
75GF Score
Get the complete analysis for USBPR.PFD
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
USBPR.PFD has been successfully added to your 
