U.S. BancorpUSBPR.PFD -0.71%75 Net Margin % is 26.79% as of Mar. 2026, which is 2% below its 10-year median of 27.31. GuruFocus rates USBPR.PFD with a GF Score™ of 75/100. The stock has 7 warning signs investors should review. Among 1,527 Banks companies, U.S. Bancorp ranks better than 50.49% on this metric.
Net margin is calculated as Net Income divided by its Revenue. U.S. Bancorp's Net Income for the
three
months ended in Mar. 2026 was $1,945.00 Mil. U.S. Bancorp's Revenue for the
three
months ended in Mar. 2026 was $7,260.00 Mil. Therefore, U.S. Bancorp's net margin for the quarter that ended in Mar. 2026 was 26.79%.
The historical rank and industry rank for U.S. Bancorp's Net Margin % or its related term are showing as below:
USBpR.PFD'
s Net Margin % Range Over the Past 10 Years
Min: 19.38 Med: 27.31 Max: 35.05
Current: 27.04
USBpR.PFD's Net Margin % is ranked better than 50.49% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs USBpR.PFD: 27.04
U.S. Bancorp (NYSE:USBpR.PFD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
U.S. Bancorp Net Margin % Related Terms
U.S. Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for U.S. Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USBPR.PFD vs PNC, NU, TFC: Net Margin % Comparison
For the Banks - Regional subindustry, U.S. Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U.S. Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, U.S. Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where U.S. Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U.S. Bancorp (USBPR.PFD) has a Net Margin % of 26.79% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on U.S. Bancorp and its competitors. This is near median its historical median of 27.31. Over the past decade, U.S. Bancorp's Net Margin % has ranged from 19.38 to 35.05. According to the industry distribution chart, U.S. Bancorp ranks #756 out of 1527 companies in the Banks industry, placing it in the top 49.5%.
Is U.S. Bancorp's Net Margin % too high?
U.S. Bancorp's current Net Margin % of 26.79% is near median its 10-year median of 27.31. Over the past 10 years, this metric has ranged from a low of 19.38 to a high of 35.05. The Banks industry median Net Margin % is 26.95. U.S. Bancorp's value of 26.79% is 0.6% below this industry median. Based on the distribution chart, U.S. Bancorp ranks #756 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, U.S. Bancorp has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's Net Margin % compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #756 out of 1527 companies for Net Margin %. This puts U.S. Bancorp in the upper half of its industry. The industry median Net Margin % is 26.95. U.S. Bancorp's value of 26.79% is 0.6% below this benchmark. Historically, U.S. Bancorp's own Net Margin % has ranged from 19.38 to 35.05 over the past decade. While the company's 10-year median is 27.31 vs. the industry median of 26.95, U.S. Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current Net Margin % of 26.79% is 0.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on U.S. Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current Net Margin % is 26.79%, which is near median its own 10-year median of 27.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
U.S. Bancorp (USBPR.PFD) has a current Net Margin % of 26.79%. The current Net Margin % is 26.79%, which is near median its 10-year median of 27.31 and 0.6% below the Banks industry median of 26.95. U.S. Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For U.S. Bancorp (USBPR.PFD), the current Net Margin % is 26.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
75GF Score
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