ZSHGY (Zhongsheng Group Holdings) Debt-to-Equity: 0.79 (As of Dec. 2025) — 19% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZSHGY Zhongsheng Group Holdings Ltd ZSHGY
54 GF Score
Price $5.78
GF Value $17.32
Valuation Significantly Undervalued
! 6 Warning Signs
View Full Analysis

What is Zhongsheng Group Holdings Debt-to-Equity?

Zhongsheng Group Holdings ZSHGY -6.62% 54 Debt-to-Equity is 0.79 as of Dec. 2025, which is 19% below its 10-year median of 0.97. GuruFocus rates ZSHGY with a GF Score™ of 54/100 and a GF Value™ of $17.32 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,219 Vehicles & Parts companies, Zhongsheng Group Holdings ranks worse than 68.91% on this metric.

Zhongsheng Group Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $2,366 Mil. Zhongsheng Group Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $2,554 Mil. Zhongsheng Group Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $6,201 Mil. Zhongsheng Group Holdings's debt to equity for the quarter that ended in Dec. 2025 was 0.79.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Zhongsheng Group Holdings's Debt-to-Equity or its related term are showing as below:

ZSHGY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.7   Med: 0.97   Max: 1.48
Current: 0.79

During the past 13 years, the highest Debt-to-Equity Ratio of Zhongsheng Group Holdings was 1.48. The lowest was 0.70. And the median was 0.97.

ZSHGY's Debt-to-Equity is ranked worse than
68.91% of 1219 companies
in the Vehicles & Parts industry
Industry Median: 0.46 vs ZSHGY: 0.79

Zhongsheng Group Holdings  (OTCPK:ZSHGY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Zhongsheng Group Holdings Debt-to-Equity Related Terms


Zhongsheng Group Holdings Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Zhongsheng Group Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhongsheng Group Holdings Debt-to-Equity Chart

Zhongsheng Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.72 0.70 0.80 0.87 0.79

Zhongsheng Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.82 0.87 0.71 0.79

ZSHGY vs CVNA, PAG, KMX: Debt-to-Equity Comparison

For the Auto & Truck Dealerships subindustry, Zhongsheng Group Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhongsheng Group Holdings Debt-to-Equity vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Zhongsheng Group Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Zhongsheng Group Holdings's Debt-to-Equity falls into.


ZSHGY
54GF Score
Zhongsheng Group Holdings Ltd ZSHGY
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhongsheng Group Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Zhongsheng Group Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Zhongsheng Group Holdings's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.79 mean?
Zhongsheng Group Holdings (ZSHGY) has a Debt-to-Equity of 0.79 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Zhongsheng Group Holdings and its competitors. This is 19% below median its historical median of 0.97. Over the past decade, Zhongsheng Group Holdings' Debt-to-Equity has ranged from 0.70 to 1.48. According to the industry distribution chart, Zhongsheng Group Holdings ranks #840 out of 1219 companies in the Vehicles & Parts industry, placing it in the top 68.9%.
Is Zhongsheng Group Holdings' Debt-to-Equity too high?
Zhongsheng Group Holdings' current Debt-to-Equity of 0.79 is 19% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.48. The Vehicles & Parts industry median Debt-to-Equity is 0.46. Zhongsheng Group Holdings' value of 0.79 is 71.7% above this industry median. Based on the distribution chart, Zhongsheng Group Holdings ranks #840 out of 1219 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Zhongsheng Group Holdings has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhongsheng Group Holdings' Debt-to-Equity compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Zhongsheng Group Holdings ranks #840 out of 1219 companies for Debt-to-Equity. This places Zhongsheng Group Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.46. Zhongsheng Group Holdings' value of 0.79 is 71.7% above this benchmark. Historically, Zhongsheng Group Holdings' own Debt-to-Equity has ranged from 0.70 to 1.48 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.46, Zhongsheng Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,219 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongsheng Group Holdings's current Debt-to-Equity of 0.79 is 71.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Zhongsheng Group Holdings and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongsheng Group Holdings's current Debt-to-Equity is 0.79, which is 19% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongsheng Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zhongsheng Group Holdings (ZSHGY) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.32, compared to a current price of $5.78 — trading 66.6% below its estimated fair value. The current Debt-to-Equity is 0.79, which is 19% below median its 10-year median of 0.97 and 71.7% above the Vehicles & Parts industry median of 0.46. Zhongsheng Group Holdings' overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Zhongsheng Group Holdings (ZSHGY), the current Debt-to-Equity is 0.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongsheng Group Holdings (ZSHGY) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongsheng Group Holdings stock appears to be undervalued. The current stock price of $5.78 is trading 66.6% below its estimated GF Value™ of $17.32. GuruFocus considers Zhongsheng Group Holdings to be Significantly Undervalued.

Key valuation signals for ZSHGY:

  • Debt-to-Equity: 0.79 (19% below median its 10-year median of 0.97)
  • GF Value™: $17.32 vs. price of $5.78 (66.6% below fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 71.7% above the Vehicles & Parts median (#840 of 1219)

No single metric tells the full story. See the ZSHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhongsheng Group Holdings Business Description

Address No. 44, Binhai East Road, Zhongshan District, Dalian, CHN, 116000
Zhongsheng Group Holdings Ltd principally engaged in the sale and service of motor vehicles. The principal activity of the Company is investment holding. It has one reportable segment which is the sale of motor vehicles and the provision of related services. The company's automobile brands including luxury brands of Mercedes-Benz, Lexus, BMW, Audi, Jaguar Land Rover, Porsche, Volvo and AITO, and mid-to-high end automobile brands including Toyota, Nissan and Honda. In addition to its new automobile sales business, its after-sales businesses offer spare parts, automobile accessories, repair and maintenance services, detailing services, and other automobile-related products and services.
54GF Score

Get the complete analysis for ZSHGY

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.78
Price
$17.32
GF Value