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Santam (NAM:SNM) Debt-to-EBITDA : N/A (As of Dec. 2023)


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What is Santam Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Santam's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R0 Mil. Santam's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R3,877 Mil. Santam's annualized EBITDA for the quarter that ended in Dec. 2023 was R0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Santam's Debt-to-EBITDA or its related term are showing as below:

NAM:SNM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.27   Med: 0.74   Max: 2.1
Current: 1.37

During the past 13 years, the highest Debt-to-EBITDA Ratio of Santam was 2.10. The lowest was 0.27. And the median was 0.74.

NAM:SNM's Debt-to-EBITDA is ranked better than
53.26% of 291 companies
in the Insurance industry
Industry Median: 1.49 vs NAM:SNM: 1.37

Santam Debt-to-EBITDA Historical Data

The historical data trend for Santam's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Santam Debt-to-EBITDA Chart

Santam Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 2.10 0.68 0.79 0.75

Santam Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 1.49 0.57 N/A N/A

Competitive Comparison of Santam's Debt-to-EBITDA

For the Insurance - Specialty subindustry, Santam's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santam's Debt-to-EBITDA Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Santam's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Santam's Debt-to-EBITDA falls into.



Santam Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Santam's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 3877) / 5168
=0.75

Santam's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2023) EBITDA data.


Santam  (NAM:SNM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Santam Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Santam's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Santam (NAM:SNM) Business Description

Traded in Other Exchanges
Address
1 Sportica Crescent, Tyger Valley, Bellville, Cape Town, ZAF, 7530
Santam Ltd is a South African general insurance group. The company offer a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial wellbeing, and clients' insured losses are paid out of invested premiums.

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