Santam (NAM:SNM) YoY EPS Growth: 7.29% (As of Jun. 2026)

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NAM:SNM Santam Ltd NAM:SNM
80 GF Score
Price R413.99
GF Value R457.75
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Santam YoY EPS Growth?

Santam NAM:SNM +1.22% 80 YoY EPS Growth is 7.29% as of Jun. 2026. GuruFocus rates NAM:SNM with a GF Score™ of 80/100 and a GF Value™ of R457.75 (Modestly Undervalued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Santam's YoY EPS Growth for the quarter that ended in Jun. 2026 was 7.29%.

Santam's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was R19.91.

Santam YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Santam's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Santam YoY EPS Growth Chart

Santam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 740.44 -27.59 64.54 12.53 10.70

Santam Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.08 -1.38 19.50 2.98 7.29
NAM:SNM
80GF Score
Santam Ltd NAM:SNM
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Santam YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Santam's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(36.7763-33.222)/ | 33.222 |
=10.70 %

Santam's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(19.9056-18.5538)/ | 18.5538 |
=7.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 7.29% mean?
Santam (NAM:SNM) has a YoY EPS Growth of 7.29% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Santam and its competitors.
Is Santam's YoY EPS Growth too high?
Santam's current YoY EPS Growth is 7.29%. Overall, Santam has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Santam's YoY EPS Growth compare to FNF and RYAN?
Santam's YoY EPS Growth of 7.29% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for an Insurance company?
A good YoY EPS Growth depends on the Insurance industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Santam and its competitors. Santam's current YoY EPS Growth is 7.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santam stock overvalued right now?
Based on GuruFocus' analysis, Santam (NAM:SNM) is currently considered Modestly Undervalued. The stock's GF Value™ is R457.75, compared to a current price of R413.99 — trading 9.6% below its estimated fair value. The current YoY EPS Growth is 7.29%. Santam's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Santam (NAM:SNM), the current YoY EPS Growth is 7.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Santam (NAM:SNM) Overvalued in 2026?

Based on GuruFocus' analysis, Santam stock appears to be undervalued. The current stock price of R413.99 is trading 9.6% below its estimated GF Value™ of R457.75. GuruFocus considers Santam to be Modestly Undervalued.

Key valuation signals for NAM:SNM:

  • YoY EPS Growth: 7.29%
  • GF Value™: R457.75 vs. price of R413.99 (9.6% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the NAM:SNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Santam Business Description

Other Exchanges SNT:South Africa
Address 1 Sportica Crescent, PO Box: 3881, Tyger Valley, Bellville, Cape Town, ZAF, 7530
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
80GF Score

Get the complete analysis for NAM:SNM

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R413.99
Price
R457.75
GF Value