Santam (NAM:SNM) Cash Flow for Dividends: R-1,679 Mil (TTM As of Dec. 2025)


NAM:SNM Santam Ltd NAM:SNM
80 GF Score
Price R390.45
GF Value R467.55
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Santam Cash Flow for Dividends?

Santam NAM:SNM +0.17% 80 Cash Flow for Dividends is R-1,679 Mil as of Dec. 2025. GuruFocus rates NAM:SNM with a GF Score™ of 80/100 and a GF Value™ of R467.55 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Santam's cash flow for dividends for the six months ended in Dec. 2025 was R-646 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Dec. 2025 was R-1,679 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Santam's quarterly payment of dividends increased from Dec. 2024 (R-580 Mil) to Jun. 2025 (R-1,033 Mil) but then declined from Jun. 2025 (R-1,033 Mil) to Dec. 2025 (R-646 Mil).

Santam's annual payment of dividends declined from Dec. 2023 (R-3,424 Mil) to Dec. 2024 (R-1,576 Mil) but then increased from Dec. 2024 (R-1,576 Mil) to Dec. 2025 (R-1,679 Mil).

Santam Cash Flow for Dividends Related Terms

Santam Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for Santam's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Santam Cash Flow for Dividends Chart

Santam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only Premium Member Only -477.00 -2,264.00 -3,424.00 -1,576.00 -1,679.00

Santam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,495.00 -996.00 -580.00 -1,033.00 -646.00
NAM:SNM
80GF Score
Santam Ltd NAM:SNM
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
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Santam Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Cash Flow for Dividends for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-1,679 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of R-1,679 Mil mean?
Santam (NAM:SNM) has a Cash Flow for Dividends of R-1,679 Mil as of Dec. 2025. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Santam and its competitors.
Is Santam's Cash Flow for Dividends too high?
Santam's current Cash Flow for Dividends is R-1,679 Mil. Overall, Santam has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Santam's Cash Flow for Dividends compare to FNF and AXS?
Santam's Cash Flow for Dividends of R-1,679 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for an Insurance company?
A good Cash Flow for Dividends depends on the Insurance industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Santam and its competitors. Santam's current Cash Flow for Dividends is R-1,679 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santam stock overvalued right now?
Based on GuruFocus' analysis, Santam (NAM:SNM) is currently considered Modestly Undervalued. The stock's GF Value™ is R467.55, compared to a current price of R390.45 — trading 16.5% below its estimated fair value. The current Cash Flow for Dividends is R-1,679 Mil. Santam's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Santam (NAM:SNM), the current Cash Flow for Dividends is R-1,679 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Santam (NAM:SNM) Overvalued in 2026?

Based on GuruFocus' analysis, Santam stock appears to be undervalued. The current stock price of R390.45 is trading 16.5% below its estimated GF Value™ of R467.55. GuruFocus considers Santam to be Modestly Undervalued.

Key valuation signals for NAM:SNM:

  • Cash Flow for Dividends: R-1,679 Mil
  • GF Value™: R467.55 vs. price of R390.45 (16.5% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the NAM:SNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Santam Business Description

Other Exchanges SNT:South Africa
Address 1 Sportica Crescent, PO Box: 3881, Tyger Valley, Bellville, Cape Town, ZAF, 7530
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
80GF Score

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Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R390.45
Price
R467.55
GF Value