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Atlantic American (Atlantic American) E10 : $0.16 (As of Dec. 2023)


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What is Atlantic American E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Atlantic American's adjusted earnings per share data for the three months ended in Dec. 2023 was $-0.120. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.16 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Atlantic American's average E10 Growth Rate was -27.30% per year. During the past 3 years, the average E10 Growth Rate was -8.70% per year. During the past 5 years, the average E10 Growth Rate was 3.90% per year. During the past 10 years, the average E10 Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Atlantic American was 115.40% per year. The lowest was -61.10% per year. And the median was 6.70% per year.

As of today (2024-04-27), Atlantic American's current stock price is $1.9599. Atlantic American's E10 for the quarter that ended in Dec. 2023 was $0.16. Atlantic American's Shiller PE Ratio of today is 12.25.

During the past 13 years, the highest Shiller PE Ratio of Atlantic American was 38.09. The lowest was 8.89. And the median was 21.15.


Atlantic American E10 Historical Data

The historical data trend for Atlantic American's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlantic American E10 Chart

Atlantic American Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.21 0.22 0.22 0.16

Atlantic American Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.21 0.19 0.18 0.16

Competitive Comparison of Atlantic American's E10

For the Insurance - Life subindustry, Atlantic American's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic American's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic American's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic American's Shiller PE Ratio falls into.



Atlantic American E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic American's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=-0.12/129.4194*129.4194
=-0.120

Current CPI (Dec. 2023) = 129.4194.

Atlantic American Quarterly Data

per share eps CPI Adj_EPS
201403 0.030 99.695 0.039
201406 0.040 100.560 0.051
201409 0.060 100.428 0.077
201412 0.060 99.070 0.078
201503 0.030 99.621 0.039
201506 0.150 100.684 0.193
201509 0.010 100.392 0.013
201512 0.006 99.792 0.008
201603 0.040 100.470 0.052
201606 0.010 101.688 0.013
201609 0.002 101.861 0.003
201612 0.060 101.863 0.076
201703 -0.020 102.862 -0.025
201706 0.067 103.349 0.084
201709 0.030 104.136 0.037
201712 0.120 104.011 0.149
201803 -0.250 105.290 -0.307
201806 0.150 106.317 0.183
201809 0.040 106.507 0.049
201812 0.010 105.998 0.012
201903 0.190 107.251 0.229
201906 -0.220 108.070 -0.263
201909 -0.070 108.329 -0.084
201912 0.060 108.420 0.072
202003 -0.400 108.902 -0.475
202006 0.300 108.767 0.357
202009 0.090 109.815 0.106
202012 0.540 109.897 0.636
202103 -0.030 111.754 -0.035
202106 0.140 114.631 0.158
202109 -0.050 115.734 -0.056
202112 0.120 117.630 0.132
202203 0.130 121.301 0.139
202206 -0.090 125.017 -0.093
202209 -0.040 125.227 -0.041
202212 0.050 125.222 0.052
202303 -0.080 127.348 -0.081
202306 0.080 128.729 0.080
202309 0.080 129.860 0.080
202312 -0.120 129.419 -0.120

Add all the adjusted EPS together and divide 10 will get our e10.


Atlantic American  (NAS:AAME) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Atlantic American's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.9599/0.16
=12.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Atlantic American was 38.09. The lowest was 8.89. And the median was 21.15.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Atlantic American E10 Related Terms

Thank you for viewing the detailed overview of Atlantic American's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlantic American (Atlantic American) Business Description

Traded in Other Exchanges
N/A
Address
4370 Peachtree Road, N.E., Atlanta, GA, USA, 30319
Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts. It also provides tailored business automobile insurance coverage, on a multi-year contract basis, to state governments and local municipalities. The company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance. It earns revenue from the collection of premiums and investment income.
Executives
Harriett J Robinson director, 10 percent owner, other: Trustee under Rule 16a-8
Bankers Fidelity Life Insurance Co other: Wholly owned subsidiary 4370 PEACHTREE ROAD NE, ATLANTA GA 30319
Jeffrey Ross Franklin officer: CFO 4370 PEACHTREE ROAD NE, ATLANTA GA 30319
Mark E. Preisinger director C/O ATLANTIC AMERICAN CORPORATION, 4370 PEACHTREE ROAD, SUITE 200, ATLANTA GA 30319
D Keehln Wheeler director 3731 WIEUCA ROAD, ATLANTA GA 30342
William H Whaley director 3980 RANDALL MILL RD NW, ATLANTA GA 30327
Joseph M Scheerer director 41 PARK AVENUE, APARTMENT #8H, NEW YORK NY 10016
Samuel E Hudgins director
Edward E Elson director
Dom H Wyant director
J Mack Robinson 10 percent owner 4370 PEACHTREE RD, ATLANTA GA 30319
Robin Robinson Howell director 3656 TUXEDO ROAD NW, ATLANTA GA 30305
Sample John G Jr officer: Senior Vice President & CFO
Howell Hilton H Jr director, officer: Chairman, President & CEO 4370 PEACHTREE ROAD, N.E., ATLANTA GA 30319
Scott G Thompson director, officer: Pres & CEO Am. Sou. Ins. Co.