AAME (Atlantic American) Interest Expense: $-3.2 Mil (TTM As of Sep. 2025)

What is Atlantic American Interest Expense?

Atlantic American AAME 61 Interest Expense is $-3.2 Mil as of Sep. 2025. GuruFocus rates AAME with a GF Score™ of 61/100 and a GF Value™ of $2.04 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Atlantic American's interest expense for the three months ended in Sep. 2025 was $ -0.8 Mil. Its interest expense for the trailing twelve months (TTM) ended in Sep. 2025 was $-3.2 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Atlantic American's Operating Income for the three months ended in Sep. 2025 was $ 1.5 Mil. Atlantic American's Interest Expense for the three months ended in Sep. 2025 was $ -0.8 Mil. Atlantic American's Interest Coverage for the quarter that ended in Sep. 2025 was 1.99. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Atlantic American (NAS:AAME) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Atlantic American's Interest Expense for the three months ended in Sep. 2025 was $-0.8 Mil. Its EBIT for the three months ended in Sep. 2025 was $1.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Sep. 2025 was $33.7 Mil.

Atlantic American's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Interest Coverage	=	-1	*	EBIT (Q: Sep. 2025 )	/	Interest Expense (Q: Sep. 2025 )
	=	-1	*	1.548	/	-0.779
	=	1.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Atlantic American Interest Expense Historical Data

* Premium members only.

The historical data trend for Atlantic American's Interest Expense can be seen below:

Atlantic American Interest Expense Chart

Atlantic American Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Interest Expense

Get a 7-Day Free Trial

-1.61

-1.39

-1.95

-3.27

-3.42

Atlantic American Quarterly Data
	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25
Interest Expense	Get a 7-Day Free Trial															-0.87	-0.83	-0.77	-0.77	-0.78

61GF Score

Atlantic American Corp AAME

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Atlantic American Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.2 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-3.2 Mil mean?

Atlantic American (AAME) has a Interest Expense of $-3.2 Mil as of Sep. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Atlantic American and its competitors.

Is Atlantic American's Interest Expense too high?

Atlantic American's current Interest Expense is $-3.2 Mil. Overall, Atlantic American has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Atlantic American's Interest Expense compare to UTGN and AFL?

Atlantic American's Interest Expense of $-3.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Atlantic American and its competitors. Atlantic American's current Interest Expense is $-3.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Atlantic American stock overvalued right now?

Based on GuruFocus' analysis, Atlantic American (AAME) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.04, compared to a current price of $1.71 — trading 16.2% below its estimated fair value. The current Interest Expense is $-3.2 Mil. Atlantic American's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Atlantic American (AAME), the current Interest Expense is $-3.2 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic American (AAME) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic American stock appears to be undervalued. The current stock price of $1.71 is trading 16.2% below its estimated GF Value™ of $2.04. GuruFocus considers Atlantic American to be Modestly Undervalued.

Key valuation signals for AAME:

Interest Expense: $-3.2 Mil
GF Value™: $2.04 vs. price of $1.71 (16.2% below fair value)
GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlantic American Business Description

Industry Financial Services Insurance

Comparable Companies UTGN SHSE:601628 SHSE:601318 HKSE:01299 TSX:MFC AFL TPE:2881 TSX:GWO BOM:543526 MET XKRX:032830 TPE:2882 TSE:8750 TSX:POW SHSE:601601 PRU LSE:PRU SHSE:601336 BOM:540719 TPE:2883

Address 4370 Peachtree Road, North East, Atlanta, GA, USA, 30319

Website https://www.atlam.com

Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. The company has two segments: American Southern, It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts, and Bankers Fidelity, the company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance.

61GF Score

Get the complete analysis for AAME

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.71

Price

$2.04

GF Value

View AAME Analysis

See Interest Expense data for all stocks →