AAME (Atlantic American) EPS without NRI: $0.22 (TTM As of Sep. 2025)


AAME Atlantic American Corp AAME
61 GF Score
Price $1.68
GF Value $2.04
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic American EPS without NRI?

Atlantic American AAME -0.88% 61 EPS without NRI is $0.22 as of Sep. 2025. GuruFocus rates AAME with a GF Score™ of 61/100 and a GF Value™ of $2.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 400 Insurance companies, Atlantic American ranks worse than 249999.75% on this metric.

Atlantic American's earnings per share without non-recurring items for the three months ended in Sep. 2025 was $0.02. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Sep. 2025 was $0.22.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Atlantic American's EPS without NRI or its related term are showing as below:

During the past 13 years, Atlantic American's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 188.40% per year. The lowest was -64.60% per year. And the median was 9.20% per year.

AAME's 3-Year EPS without NRI Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 16.45
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Atlantic American's EPS (Diluted) for the three months ended in Sep. 2025 was $0.02. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was $0.22.

Atlantic American's EPS (Basic) for the three months ended in Sep. 2025 was $0.02. Its EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2025 was $0.23.


Atlantic American  (NAS:AAME) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Atlantic American EPS without NRI Related Terms


Atlantic American EPS without NRI Historical Data

* Premium members only.

The historical data trend for Atlantic American's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic American EPS without NRI Chart

Atlantic American Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.19 0.06 -0.03 -0.23

Atlantic American Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.10 0.02 0.03 0.15 0.02

AAME vs UTGN, AFL, MET: EPS without NRI Comparison

For the Insurance - Life subindustry, Atlantic American's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic American PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic American's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Atlantic American's PE Ratio without NRI falls into.


AAME
61GF Score
Atlantic American Corp AAME
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic American EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $0.22 mean?
Atlantic American (AAME) has a EPS without NRI of $0.22 as of Sep. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Atlantic American and its competitors. According to the industry distribution chart, Atlantic American ranks #999999 out of 400 companies in the Insurance industry.
Is Atlantic American's EPS without NRI too high?
Atlantic American's current EPS without NRI is $0.22. The Insurance industry median EPS without NRI is 16.45. Atlantic American's value of $0.22 is 98.7% below this industry median. Based on the distribution chart, Atlantic American ranks #999999 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Atlantic American has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic American's EPS without NRI compare to UTGN and AFL?
According to the Insurance industry distribution chart, Atlantic American ranks #999999 out of 400 companies for EPS without NRI. This places Atlantic American in the lower half of its industry. The industry median EPS without NRI is 16.45. Atlantic American's value of $0.22 is 98.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic American's current EPS without NRI of $0.22 is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Atlantic American and its competitors. For the Insurance industry, the median EPS without NRI is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic American's current EPS without NRI is $0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic American stock overvalued right now?
Based on GuruFocus' analysis, Atlantic American (AAME) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.04, compared to a current price of $1.68 — trading 17.6% below its estimated fair value. The current EPS without NRI is $0.22 and 98.7% below the Insurance industry median of 16.45. Atlantic American's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Atlantic American (AAME), the current EPS without NRI is $0.22 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic American (AAME) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic American stock appears to be undervalued. The current stock price of $1.68 is trading 17.6% below its estimated GF Value™ of $2.04. GuruFocus considers Atlantic American to be Modestly Undervalued.

Key valuation signals for AAME:

  • EPS without NRI: $0.22
  • GF Value™: $2.04 vs. price of $1.68 (17.6% below fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 98.7% below the Insurance median (#999999 of 400)

No single metric tells the full story. See the AAME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic American Business Description

Address 4370 Peachtree Road, North East, Atlanta, GA, USA, 30319
Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. The company has two segments: American Southern, It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts, and Bankers Fidelity, the company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance.
61GF Score

Get the complete analysis for AAME

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.68
Price
$2.04
GF Value