Atlantic AmericanAAME +0.24%61 PS Ratio is 0.17 as of Jul. 06, 2026, which is 39% below its 10-year median of 0.28. GuruFocus rates AAME with a GF Score™ of 61/100 and a GF Value™ of $2.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Atlantic American ranks better than 97.6% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Atlantic American's share price is $1.7141.
Atlantic American's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $10.04. Hence, Atlantic American's PS Ratio for today is 0.17.
Good Sign:
Atlantic American Corp stock PS Ratio (=0.17) is close to 1-year low of 0.17.
The historical rank and industry rank for Atlantic American's PS Ratio or its related term are showing as below:
AAME'
s PS Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.28 Max: 0.66
Current: 0.17
During the past 13 years, Atlantic American's highest PS Ratio was 0.66. The lowest was 0.14. And the median was 0.28.
AAME's PS Ratio is ranked better than 97.6% of 501
companies
in the Insurance industry
Industry Median: 1.16
vs AAME: 0.17
Atlantic American Corp revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Atlantic American was 10.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -1.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -0.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.60% per year.
During the past 13 years, Atlantic American's highest 3-Year average Revenue per Share Growth Rate was 26.30% per year. The lowest was -33.10% per year. And the median was 2.30% per year.
Back to Basics: PS Ratio
Atlantic American (NAS:AAME) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Atlantic American PS Ratio Related Terms
Atlantic American PS Ratio Historical Data
* Premium members only.
The historical data trend for Atlantic American's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Atlantic American's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlantic American PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Atlantic American's PS Ratio distribution charts can be found below:
* The bar in red indicates where Atlantic American's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Atlantic American's Share Price of today is $1.7141. Atlantic American's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Atlantic American (AAME) has a PS Ratio of 0.17 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Atlantic American and its competitors. This is 39% below median its historical median of 0.28. Over the past decade, Atlantic American's PS Ratio has ranged from 0.14 to 0.66. According to the industry distribution chart, Atlantic American ranks #12 out of 501 companies in the Insurance industry, placing it in the top 2.4%.
Is Atlantic American's PS Ratio too high?
Atlantic American's current PS Ratio of 0.17 is 39% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.66. The Insurance industry median PS Ratio is 1.16. Atlantic American's value of 0.17 is 85.3% below this industry median. Based on the distribution chart, Atlantic American ranks #12 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Atlantic American has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic American's PS Ratio compare to UTGN and AFL?
According to the Insurance industry distribution chart, Atlantic American ranks #12 out of 501 companies for PS Ratio. This places Atlantic American in the top 2% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. Atlantic American's value of 0.17 is 85.3% below this benchmark. Historically, Atlantic American's own PS Ratio has ranged from 0.14 to 0.66 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.16, Atlantic American has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic American's current PS Ratio of 0.17 is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Atlantic American and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic American's current PS Ratio is 0.17, which is 39% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic American stock overvalued right now?
Based on GuruFocus' analysis, Atlantic American (AAME) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.04, compared to a current price of $1.71 — trading 16% below its estimated fair value. The current PS Ratio is 0.17, which is 39% below median its 10-year median of 0.28 and 85.3% below the Insurance industry median of 1.16. Atlantic American's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Atlantic American (AAME), the current PS Ratio is 0.17 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlantic American (AAME) Overvalued in 2026?
Based on GuruFocus' analysis, Atlantic American stock appears to be undervalued.
The current stock price of $1.71 is trading 16% below its estimated GF Value™ of $2.04.
GuruFocus considers Atlantic American to be Modestly Undervalued.
Key valuation signals for AAME:
PS Ratio: 0.17 (39% below median its 10-year median of 0.28)
GF Value™: $2.04 vs. price of $1.71 (16% below fair value)
Industry Position: 85.3% below the Insurance median (#12 of 501)
No single metric tells the full story. See the AAME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. The company has two segments: American Southern, It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts, and Bankers Fidelity, the company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance.
61GF Score
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