Haryana Financial (BOM:530927) E10: ₹0.29 (As of Mar. 2026)

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BOM:530927 Haryana Financial Corp Ltd BOM:530927
24 GF Score
Price ₹65.50
! 2 Warning Signs
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What is Haryana Financial E10?

Haryana Financial BOM:530927 24 E10 is ₹0.29 as of Mar. 2026. GuruFocus rates BOM:530927 with a GF Score™ of 24/100. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Haryana Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹-0.010. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.29 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Haryana Financial's average E10 Growth Rate was 7.40% per year. During the past 3 years, the average E10 Growth Rate was -16.60% per year. During the past 5 years, the average E10 Growth Rate was 15.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Haryana Financial was 97.90% per year. The lowest was -16.90% per year. And the median was -16.60% per year.

As of today (2026-08-06), Haryana Financial's current stock price is ₹65.50. Haryana Financial's E10 for the quarter that ended in Mar. 2026 was ₹0.29. Haryana Financial's Shiller PE Ratio of today is 225.86.

During the past 13 years, the highest Shiller PE Ratio of Haryana Financial was 410.83. The lowest was 37.92. And the median was 57.33.


Haryana Financial  (BOM:530927) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Haryana Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=65.50/0.29
=225.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Haryana Financial was 410.83. The lowest was 37.92. And the median was 57.33.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Haryana Financial E10 Related Terms


Haryana Financial E10 Historical Data

* Premium members only.

The historical data trend for Haryana Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haryana Financial E10 Chart

Haryana Financial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.50 0.62 0.27 0.29

Haryana Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.23 0.24 0.28 0.29

BOM:530927 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Haryana Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Haryana Financial Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Haryana Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Haryana Financial's Shiller PE Ratio falls into.


BOM:530927
24GF Score
Haryana Financial Corp Ltd BOM:530927
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Haryana Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Haryana Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.01/164.2724*164.2724
=-0.010

Current CPI (Mar. 2026) = 164.2724.

Haryana Financial Quarterly Data

per share eps CPI Adj_EPS
201606 0.020 105.961 0.031
201609 -0.014 105.961 -0.022
201612 -0.250 105.196 -0.390
201703 -0.007 105.196 -0.011
201706 0.030 107.109 0.046
201709 0.040 109.021 0.060
201712 -0.540 109.404 -0.811
201803 -0.258 109.786 -0.386
201806 0.612 111.317 0.903
201809 -0.020 115.142 -0.029
201812 0.565 115.142 0.806
201903 -0.273 118.202 -0.379
201906 -0.010 120.880 -0.014
201909 0.010 123.175 0.013
201912 -0.078 126.235 -0.102
202003 -0.067 124.705 -0.088
202006 -0.010 127.000 -0.013
202009 0.070 130.118 0.088
202012 0.004 130.889 0.005
202103 0.016 131.771 0.020
202106 0.005 134.084 0.006
202109 1.250 135.847 1.512
202112 -0.036 138.161 -0.043
202203 -0.079 138.822 -0.093
202206 0.010 142.347 0.012
202209 0.020 144.661 0.023
202212 -0.032 145.763 -0.036
202303 0.039 146.865 0.044
202306 0.010 150.280 0.011
202309 1.220 151.492 1.323
202312 -0.004 152.924 -0.004
202403 -0.009 153.035 -0.010
202406 0.090 155.789 0.095
202409 -0.066 157.882 -0.069
202412 -0.028 158.323 -0.029
202503 0.010 157.552 0.010
202506 -0.010 159.755 -0.010
202509 -0.020 162.289 -0.020
202512 0.412 163.281 0.415
202603 -0.010 164.272 -0.010

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.29 mean?
Haryana Financial (BOM:530927) has a E10 of ₹0.29 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Haryana Financial and its competitors.
Is Haryana Financial's E10 too high?
Haryana Financial's current E10 is ₹0.29. Overall, Haryana Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Haryana Financial's E10 compare to V and MA?
Haryana Financial's E10 of ₹0.29 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Haryana Financial and its competitors. Haryana Financial's current E10 is ₹0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haryana Financial stock overvalued right now?
Haryana Financial (BOM:530927) has a current E10 of ₹0.29. The current E10 is ₹0.29. Haryana Financial's overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Haryana Financial (BOM:530927), the current E10 is ₹0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Haryana Financial Business Description

Address 30 Bays Building (Ground Floor), Sector 17-C, Chandigarh, IND, 160 017
Haryana Financial Corp Ltd is engaged in merchant banking, investment banking, trade finance, lease finance, and term lending business.
24GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹65.50
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