mBank (BREJY) E10: $0.11 (As of Mar. 2026)


BREJY mBank SA BREJY
66 GF Score
Price $4.42
GF Value $2.36
! 6 Warning Signs
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What is mBank E10?

mBank BREJY 66 E10 is $0.11 as of Mar. 2026. GuruFocus rates BREJY with a GF Score™ of 66/100 and a GF Value™ of $2.36. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

mBank's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.305. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.11 for the trailing ten years ended in Mar. 2026.

During the past 12 months, mBank's average E10 Growth Rate was 21.70% per year. During the past 3 years, the average E10 Growth Rate was 4.00% per year. During the past 5 years, the average E10 Growth Rate was -2.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of mBank was 4.00% per year. The lowest was -10.50% per year. And the median was -3.30% per year.

As of today (2026-06-28), mBank's current stock price is $4.42. mBank's E10 for the quarter that ended in Mar. 2026 was $0.11. mBank's Shiller PE Ratio of today is 40.18.

During the past 13 years, the highest Shiller PE Ratio of mBank was 53.89. The lowest was 4.02. And the median was 16.62.


mBank  (OTCPK:BREJY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

mBank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4.42/0.11
=40.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of mBank was 53.89. The lowest was 4.02. And the median was 16.62.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


mBank E10 Related Terms


mBank E10 Historical Data

* Premium members only.

The historical data trend for mBank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mBank E10 Chart

mBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.34 0.16 0.17 0.11

mBank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.13 0.12 0.11 0.11

BREJY vs PNC: E10 Comparison

For the Banks - Regional subindustry, mBank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


mBank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, mBank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where mBank's Shiller PE Ratio falls into.


BREJY
66GF Score
mBank SA BREJY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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mBank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, mBank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.305/158.3232*158.3232
=0.305

Current CPI (Mar. 2026) = 158.3232.

mBank Quarterly Data

per share eps CPI Adj_EPS
201606 0.125 99.552 0.199
201609 0.074 99.064 0.118
201612 0.094 100.366 0.148
201703 0.070 101.018 0.110
201706 0.087 101.180 0.136
201709 0.094 101.343 0.147
201712 0.100 102.564 0.154
201803 0.133 102.564 0.205
201806 0.094 103.378 0.144
201809 0.093 103.378 0.142
201812 0.098 103.785 0.149
201903 0.052 104.274 0.079
201906 0.120 105.983 0.179
201909 0.115 105.983 0.172
201912 0.028 107.123 0.041
202003 0.029 109.076 0.042
202006 0.028 109.402 0.041
202009 0.032 109.320 0.046
202012 -0.056 109.565 -0.081
202103 0.102 112.658 0.143
202106 0.035 113.960 0.049
202109 0.009 115.588 0.012
202112 -0.524 119.088 -0.697
202203 0.164 125.031 0.208
202206 0.074 131.705 0.089
202209 -0.731 135.531 -0.854
202212 0.268 139.113 0.305
202303 0.046 145.950 0.050
202306 -0.005 147.009 -0.005
202309 -0.027 146.113 -0.029
202312 -0.006 147.741 -0.006
202403 0.084 149.044 0.089
202406 0.135 150.997 0.142
202409 0.183 153.439 0.189
202412 0.315 154.660 0.322
202503 0.226 157.021 0.228
202506 0.307 157.509 0.309
202509 0.267 157.998 0.268
202512 0.333 158.323 0.333
202603 0.305 158.323 0.305

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.11 mean?
mBank (BREJY) has a E10 of $0.11 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on mBank and its competitors.
Is mBank's E10 too high?
mBank's current E10 is $0.11. Overall, mBank has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does mBank's E10 compare to PNC?
mBank's E10 of $0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on mBank and its competitors. mBank's current E10 is $0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
mBank (BREJY) has a current E10 of $0.11. The stock's GF Value™ is $2.36, compared to a current price of $4.42 — trading 87.3% above its estimated fair value. The current E10 is $0.11. mBank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For mBank (BREJY), the current E10 is $0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (BREJY) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of $4.42 is trading 87.3% above its estimated GF Value™ of $2.36.

Key valuation signals for BREJY:

  • E10: $0.11
  • GF Value™: $2.36 vs. price of $4.42 (87.3% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the BREJY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


mBank Business Description

Other Exchanges MBK:PolandBRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score

Get the complete analysis for BREJY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.42
Price
$2.36
GF Value