FNWB (First Northwest Bancorp) E10: $0.75 (As of Jun. 2026)

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FNWB First Northwest Bancorp FNWB
57 GF Score
Price $11.36
GF Value $10.99
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is First Northwest Bancorp E10?

First Northwest Bancorp FNWB +1.52% 57 E10 is $0.75 as of Jun. 2026. GuruFocus rates FNWB with a GF Score™ of 57/100 and a GF Value™ of $10.99 (Fairly Valued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

First Northwest Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.030. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.75 for the trailing ten years ended in Jun. 2026.

During the past 12 months, First Northwest Bancorp's average E10 Growth Rate was 1.40% per year. During the past 3 years, the average E10 Growth Rate was -2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of First Northwest Bancorp was 5.80% per year. The lowest was -2.20% per year. And the median was 1.80% per year.

As of today (2026-08-29), First Northwest Bancorp's current stock price is $11.355. First Northwest Bancorp's E10 for the quarter that ended in Jun. 2026 was $0.75. First Northwest Bancorp's Shiller PE Ratio of today is 15.14.

During the past 13 years, the highest Shiller PE Ratio of First Northwest Bancorp was 38.95. The lowest was 9.59. And the median was 14.87.


First Northwest Bancorp  (NAS:FNWB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Northwest Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=11.355/0.75
=15.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of First Northwest Bancorp was 38.95. The lowest was 9.59. And the median was 14.87.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


First Northwest Bancorp E10 Related Terms


First Northwest Bancorp E10 Historical Data

* Premium members only.

The historical data trend for First Northwest Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Northwest Bancorp E10 Chart

First Northwest Bancorp Annual Data
Trend Jun16 Jun17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.78 0.79 0.71 0.73

First Northwest Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.74 0.73 0.00 0.75

FNWB vs UNB, UNIB, MPCB: E10 Comparison

For the Banks - Regional subindustry, First Northwest Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Northwest Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Northwest Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Northwest Bancorp's Shiller PE Ratio falls into.


FNWB
57GF Score
First Northwest Bancorp FNWB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Northwest Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First Northwest Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.03/333.9520*333.9520
=0.030

Current CPI (Jun. 2026) = 333.9520.

First Northwest Bancorp Quarterly Data

per share eps CPI Adj_EPS
201609 0.060 241.428 0.083
201612 0.110 241.432 0.152
201703 0.200 243.801 0.274
201706 0.100 244.955 0.136
201709 0.170 246.819 0.230
201712 -0.010 246.524 -0.014
201803 0.140 249.554 0.187
201806 0.150 251.989 0.199
201809 0.190 252.439 0.251
201812 0.210 251.233 0.279
201903 0.220 254.202 0.289
201906 0.210 256.143 0.274
201909 0.250 256.759 0.325
201912 0.230 256.974 0.299
202003 0.090 258.115 0.116
202006 0.210 257.797 0.272
202009 0.400 260.280 0.513
202012 0.410 260.474 0.526
202103 0.330 264.877 0.416
202106 0.320 271.696 0.393
202109 0.440 274.310 0.536
202112 0.560 278.802 0.671
202203 0.297 287.504 0.345
202206 0.270 296.311 0.304
202209 0.470 296.808 0.529
202212 0.660 296.797 0.743
202303 0.390 301.836 0.431
202306 0.200 305.109 0.219
202309 0.280 307.789 0.304
202312 -0.620 306.746 -0.675
202403 0.040 312.332 0.043
202406 -0.250 314.175 -0.266
202409 -0.230 315.301 -0.244
202412 -0.320 315.605 -0.339
202503 -1.030 319.799 -1.076
202506 0.420 322.561 0.435
202509 0.090 324.800 0.093
202512 0.040 324.054 0.041
202603 0.000 330.213 0.000
202606 0.030 333.952 0.030

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.75 mean?
First Northwest Bancorp (FNWB) has a E10 of $0.75 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First Northwest Bancorp and its competitors.
Is First Northwest Bancorp's E10 too high?
First Northwest Bancorp's current E10 is $0.75. Overall, First Northwest Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Northwest Bancorp's E10 compare to UNB and UNIB?
First Northwest Bancorp's E10 of $0.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First Northwest Bancorp and its competitors. First Northwest Bancorp's current E10 is $0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northwest Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Northwest Bancorp (FNWB) is currently considered Fairly Valued. The stock's GF Value™ is $10.99, compared to a current price of $11.36 — trading 3.3% above its estimated fair value. The current E10 is $0.75. First Northwest Bancorp's overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For First Northwest Bancorp (FNWB), the current E10 is $0.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northwest Bancorp (FNWB) Overvalued in 2026?

Based on GuruFocus' analysis, First Northwest Bancorp stock appears to be overvalued. The current stock price of $11.36 is trading 3.3% above its estimated GF Value™ of $10.99. GuruFocus considers First Northwest Bancorp to be Fairly Valued.

Key valuation signals for FNWB:

  • E10: $0.75
  • GF Value™: $10.99 vs. price of $11.36 (3.3% above fair value)
  • GF Score™: 57/100 with 9 warning signs

No single metric tells the full story. See the FNWB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Northwest Bancorp Business Description

Address 105 West 8th Street, Port Angeles, WA, USA, 98362
First Northwest Bancorp is a bank holding company and a financial holding company and is engaged in banking activities through its wholly owned subsidiary, First Fed Bank, as well as certain non-banking financial activities. It offers various products and services, such as commercial business loans, multi-family real estate loans, auto and consumer loans, transaction accounts, savings and money market accounts, online banking services, etc., focused on the lending, deposit, and money movement needs of individuals, businesses and nonprofit organizations. The Group's operations are mainly focused on serving various communities in Washington State, U.S. Substantially all of its income is derived from a diverse base of commercial, mortgage, and consumer lending activities and investments.
57GF Score

Get the complete analysis for FNWB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.36
Price
$10.99
GF Value