Commercial International Bank (Egypt) CIB (FRA:CIN) E10: €0.11 (As of Mar. 2026)


FRA:CIN Commercial International Bank (Egypt) CIB FRA:CIN
80 GF Score
Price €2.18
GF Value €2.25
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB E10?

Commercial International Bank (Egypt) CIB FRA:CIN +0.93% 80 E10 is €0.11 as of Mar. 2026. GuruFocus rates FRA:CIN with a GF Score™ of 80/100 and a GF Value™ of €2.25 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Commercial International Bank (Egypt) CIB's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.094. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.11 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Commercial International Bank (Egypt) CIB's average E10 Growth Rate was 36.40% per year. During the past 3 years, the average E10 Growth Rate was 36.40% per year. During the past 5 years, the average E10 Growth Rate was 30.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Commercial International Bank (Egypt) CIB was 36.40% per year. The lowest was 17.60% per year. And the median was 27.55% per year.

As of today (2026-06-28), Commercial International Bank (Egypt) CIB's current stock price is €2.18. Commercial International Bank (Egypt) CIB's E10 for the quarter that ended in Mar. 2026 was €0.11. Commercial International Bank (Egypt) CIB's Shiller PE Ratio of today is 19.82.

During the past 13 years, the highest Shiller PE Ratio of Commercial International Bank (Egypt) CIB was 24.06. The lowest was 8.64. And the median was 16.01.


Commercial International Bank (Egypt) CIB  (FRA:CIN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Commercial International Bank (Egypt) CIB's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.18/0.11
=19.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Commercial International Bank (Egypt) CIB was 24.06. The lowest was 8.64. And the median was 16.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Commercial International Bank (Egypt) CIB E10 Related Terms


Commercial International Bank (Egypt) CIB E10 Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB E10 Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.07 0.05 0.09 0.11

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.10 0.11 0.11 0.11

Commercial International Bank (Egypt) CIB E10 Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Shiller PE Ratio falls into.


FRA:CIN
80GF Score
Commercial International Bank (Egypt) CIB FRA:CIN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Commercial International Bank (Egypt) CIB's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.094/330.2130*330.2130
=0.094

Current CPI (Mar. 2026) = 330.2130.

Commercial International Bank (Egypt) CIB Quarterly Data

per share eps CPI Adj_EPS
201606 0.038 241.018 0.052
201609 0.047 241.428 0.064
201612 0.021 241.432 0.029
201703 0.026 243.801 0.035
201706 0.024 244.955 0.032
201709 0.027 246.819 0.036
201712 0.024 246.524 0.032
201803 0.026 249.554 0.034
201806 0.032 251.989 0.042
201809 0.034 252.439 0.044
201812 0.036 251.233 0.047
201903 0.036 254.202 0.047
201906 0.039 256.143 0.050
201909 0.048 256.759 0.062
201912 0.050 256.974 0.064
202003 0.037 258.115 0.047
202006 0.039 257.797 0.050
202009 0.035 260.280 0.044
202012 0.041 260.474 0.052
202103 0.041 264.877 0.051
202106 0.045 271.696 0.055
202109 0.055 274.310 0.066
202112 0.053 278.802 0.063
202203 0.061 287.504 0.070
202206 0.047 296.311 0.052
202209 0.061 296.808 0.068
202212 0.040 296.797 0.045
202303 0.049 301.836 0.054
202306 0.071 305.109 0.077
202309 0.075 307.789 0.080
202312 0.030 306.746 0.032
202403 0.072 312.332 0.076
202406 0.090 314.175 0.095
202409 0.073 315.301 0.076
202412 0.062 315.605 0.065
202503 0.089 319.799 0.092
202506 0.086 322.561 0.088
202509 0.141 324.800 0.143
202512 0.024 324.054 0.024
202603 0.094 330.213 0.094

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.11 mean?
Commercial International Bank (Egypt) CIB (FRA:CIN) has a E10 of €0.11 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors.
Is Commercial International Bank (Egypt) CIB's E10 too high?
Commercial International Bank (Egypt) CIB's current E10 is €0.11. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's E10 compare to competitors?
Commercial International Bank (Egypt) CIB's E10 of €0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors. Commercial International Bank (Egypt) CIB's current E10 is €0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (FRA:CIN) is currently considered Fairly Valued. The stock's GF Value™ is €2.25, compared to a current price of €2.18 — trading 3.1% below its estimated fair value. The current E10 is €0.11. Commercial International Bank (Egypt) CIB's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (FRA:CIN), the current E10 is €0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (FRA:CIN) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of €2.18 is trading 3.1% below its estimated GF Value™ of €2.25. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for FRA:CIN:

  • E10: €0.11
  • GF Value™: €2.25 vs. price of €2.18 (3.1% below fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the FRA:CIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
80GF Score

Get the complete analysis for FRA:CIN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.18
Price
€2.25
GF Value