Commercial International Bank (Egypt) CIB (FRA:CIN) FCF Yield %: 6.83 (As of Jun. 29, 2026) — 81% Below Median


FRA:CIN Commercial International Bank (Egypt) CIB FRA:CIN
80 GF Score
Price €2.18
GF Value €2.25
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB FCF Yield %?

Commercial International Bank (Egypt) CIB FRA:CIN +0.93% 80 FCF Yield % is 6.83 as of Jun. 29, 2026, which is 81% below its 10-year median of 36.51. GuruFocus rates FRA:CIN with a GF Score™ of 80/100 and a GF Value™ of €2.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,507 Banks companies, Commercial International Bank (Egypt) CIB ranks worse than 55.41% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Commercial International Bank (Egypt) CIB's Trailing 12-Month Free Cash Flow is €554 Mil, and Market Cap is €7,192 Mil. Therefore, Commercial International Bank (Egypt) CIB's FCF Yield % for today is 6.83%.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's FCF Yield % or its related term are showing as below:

FRA:CIN' s FCF Yield % Range Over the Past 10 Years
Min: -12.24   Med: 36.51   Max: 141.96
Current: 6.83


During the past 13 years, the highest FCF Yield % of Commercial International Bank (Egypt) CIB was 141.96%. The lowest was -12.24%. And the median was 36.51%.

FRA:CIN's FCF Yield % is ranked worse than
55.41% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs FRA:CIN: 6.83

Commercial International Bank (Egypt) CIB's FCF Margin % for the quarter that ended in Mar. 2026 was 160.51%.


Commercial International Bank (Egypt) CIB FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Commercial International Bank (Egypt) CIB FCF Yield % Related Terms


Commercial International Bank (Egypt) CIB FCF Yield % Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB FCF Yield % Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.35 76.69 156.95 37.90 40.49

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271.05 -118.88 125.60 -49.10 66.87

Commercial International Bank (Egypt) CIB FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's FCF Yield % falls into.


FRA:CIN
80GF Score
Commercial International Bank (Egypt) CIB FRA:CIN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial International Bank (Egypt) CIB FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Commercial International Bank (Egypt) CIB's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2284.522 / 5641.76538
=40.49%

Commercial International Bank (Egypt) CIB's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=959.757 * 4 / 5740.74372
=66.87%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.83 mean?
Commercial International Bank (Egypt) CIB (FRA:CIN) has a FCF Yield % of 6.83 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is 81% below median its historical median of 36.51. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #835 out of 1507 companies in the Banks industry, placing it in the top 55.4%.
Is Commercial International Bank (Egypt) CIB's FCF Yield % too high?
Commercial International Bank (Egypt) CIB's current FCF Yield % of 6.83 is 81% below median its 10-year median of 36.51. The Banks industry median FCF Yield % is 8.14. Commercial International Bank (Egypt) CIB's value of 6.83 is 16.1% below this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #835 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #835 out of 1507 companies for FCF Yield %. This places Commercial International Bank (Egypt) CIB in the lower half of its industry. The industry median FCF Yield % is 8.14. Commercial International Bank (Egypt) CIB's value of 6.83 is 16.1% below this benchmark. While the company's 10-year median is 36.51 vs. the industry median of 8.14, Commercial International Bank (Egypt) CIB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current FCF Yield % of 6.83 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current FCF Yield % is 6.83, which is 81% below median its own 10-year median of 36.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (FRA:CIN) is currently considered Fairly Valued. The stock's GF Value™ is €2.25, compared to a current price of €2.18 — trading 3.1% below its estimated fair value. The current FCF Yield % is 6.83, which is 81% below median its 10-year median of 36.51 and 16.1% below the Banks industry median of 8.14. Commercial International Bank (Egypt) CIB's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (FRA:CIN), the current FCF Yield % is 6.83 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (FRA:CIN) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of €2.18 is trading 3.1% below its estimated GF Value™ of €2.25. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for FRA:CIN:

  • FCF Yield %: 6.83 (81% below median its 10-year median of 36.51)
  • GF Value™: €2.25 vs. price of €2.18 (3.1% below fair value)
  • GF Score™: 80/100 with 6 warning signs
  • Industry Position: 16.1% below the Banks median (#835 of 1507)

No single metric tells the full story. See the FRA:CIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
80GF Score

Get the complete analysis for FRA:CIN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.18
Price
€2.25
GF Value