FRA:CIN'
s Pretax Margin % Range Over the Past 10 Years
Min: 53.53 Med: 65.22 Max: 92.47
Current: 90.84
FRA:CIN's Pretax Margin % is ranked better than 99.08% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs FRA:CIN: 90.84
Commercial International Bank (Egypt) CIB (FRA:CIN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Commercial International Bank (Egypt) CIB Pretax Margin % Related Terms
Commercial International Bank (Egypt) CIB Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial International Bank (Egypt) CIB Pretax Margin % Chart
Commercial International Bank (Egypt) CIB Annual Data
Commercial International Bank (Egypt) CIB Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial International Bank (Egypt) CIB Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial International Bank (Egypt) CIB (FRA:CIN) has a Pretax Margin % of 76.84% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is 18% above median its historical median of 65.22. Over the past decade, Commercial International Bank (Egypt) CIB's Pretax Margin % has ranged from 53.53 to 92.47. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #14 out of 1530 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is Commercial International Bank (Egypt) CIB's Pretax Margin % too high?
Commercial International Bank (Egypt) CIB's current Pretax Margin % of 76.84% is 18% above median its 10-year median of 65.22. Over the past 10 years, this metric has ranged from a low of 53.53 to a high of 92.47. The Banks industry median Pretax Margin % is 34.72. Commercial International Bank (Egypt) CIB's value of 76.84% is 121.3% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #14 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #14 out of 1530 companies for Pretax Margin %. This places Commercial International Bank (Egypt) CIB in the top 1% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Commercial International Bank (Egypt) CIB's value of 76.84% is 121.3% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own Pretax Margin % has ranged from 53.53 to 92.47 over the past decade. While the company's 10-year median is 65.22 vs. the industry median of 34.72, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current Pretax Margin % of 76.84% is 121.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current Pretax Margin % is 76.84%, which is 18% above median its own 10-year median of 65.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (FRA:CIN) is currently considered Fairly Valued. The stock's GF Value™ is €2.25, compared to a current price of €2.16 — trading 4% below its estimated fair value. The current Pretax Margin % is 76.84%, which is 18% above median its 10-year median of 65.22 and 121.3% above the Banks industry median of 34.72. Commercial International Bank (Egypt) CIB's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (FRA:CIN), the current Pretax Margin % is 76.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial International Bank (Egypt) CIB (FRA:CIN) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued.
The current stock price of €2.16 is trading 4% below its estimated GF Value™ of €2.25.
GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.
Key valuation signals for FRA:CIN:
Pretax Margin %: 76.84% (18% above median its 10-year median of 65.22)
GF Value™: €2.25 vs. price of €2.16 (4% below fair value)
Industry Position: 121.3% above the Banks median (#14 of 1530)
No single metric tells the full story. See the FRA:CIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial International Bank (Egypt) CIB Business Description
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
80GF Score
Get the complete analysis for FRA:CIN
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:CIN has been successfully added to your 
