Is Finansal Kiralama AS (IST:ISFIN) E10: ₺1.52 (As of Mar. 2026)


IST:ISFIN Is Finansal Kiralama AS IST:ISFIN
39 GF Score
Price ₺20.16
GF Value ₺25.67
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Is Finansal Kiralama AS E10?

Is Finansal Kiralama AS IST:ISFIN -0.10% 39 E10 is ₺1.52 as of Mar. 2026. GuruFocus rates IST:ISFIN with a GF Score™ of 39/100 and a GF Value™ of ₺25.67 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Is Finansal Kiralama AS's adjusted earnings per share data for the three months ended in Mar. 2026 was ₺1.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₺1.52 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Is Finansal Kiralama AS's average E10 Growth Rate was 60.00% per year. During the past 3 years, the average E10 Growth Rate was 64.50% per year. During the past 5 years, the average E10 Growth Rate was 60.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Is Finansal Kiralama AS was 64.80% per year. The lowest was 8.40% per year. And the median was 48.45% per year.

As of today (2026-06-27), Is Finansal Kiralama AS's current stock price is ₺20.16. Is Finansal Kiralama AS's E10 for the quarter that ended in Mar. 2026 was ₺1.52. Is Finansal Kiralama AS's Shiller PE Ratio of today is 13.26.

During the past 13 years, the highest Shiller PE Ratio of Is Finansal Kiralama AS was 73.31. The lowest was 9.61. And the median was 18.92.


Is Finansal Kiralama AS  (IST:ISFIN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Is Finansal Kiralama AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=20.16/1.52
=13.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Is Finansal Kiralama AS was 73.31. The lowest was 9.61. And the median was 18.92.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Is Finansal Kiralama AS E10 Related Terms


Is Finansal Kiralama AS E10 Historical Data

* Premium members only.

The historical data trend for Is Finansal Kiralama AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Finansal Kiralama AS E10 Chart

Is Finansal Kiralama AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.31 0.57 0.85 1.38

Is Finansal Kiralama AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.09 1.23 1.38 1.52

IST:ISFIN vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Is Finansal Kiralama AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Is Finansal Kiralama AS Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Is Finansal Kiralama AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Is Finansal Kiralama AS's Shiller PE Ratio falls into.


IST:ISFIN
39GF Score
Is Finansal Kiralama AS IST:ISFIN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Finansal Kiralama AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Is Finansal Kiralama AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.16/330.2130*330.2130
=1.160

Current CPI (Mar. 2026) = 330.2130.

Is Finansal Kiralama AS Quarterly Data

per share eps CPI Adj_EPS
201606 0.037 241.018 0.051
201609 0.037 241.428 0.051
201612 0.025 241.432 0.034
201703 0.043 243.801 0.058
201706 0.040 244.955 0.054
201709 0.040 246.819 0.054
201712 0.029 246.524 0.039
201803 0.088 249.554 0.116
201806 0.037 251.989 0.048
201809 0.030 252.439 0.039
201812 0.140 251.233 0.184
201903 -0.016 254.202 -0.021
201906 0.010 256.143 0.013
201909 0.090 256.759 0.116
201912 -0.030 256.974 -0.039
202003 0.040 258.115 0.051
202006 0.040 257.797 0.051
202009 0.120 260.280 0.152
202012 0.080 260.474 0.101
202103 0.150 264.877 0.187
202106 0.070 271.696 0.085
202109 0.130 274.310 0.156
202112 0.090 278.802 0.107
202203 0.180 287.504 0.207
202206 0.460 296.311 0.513
202209 0.280 296.808 0.312
202212 0.270 296.797 0.300
202303 0.390 301.836 0.427
202306 0.880 305.109 0.952
202309 0.770 307.789 0.826
202312 0.500 306.746 0.538
202403 0.740 312.332 0.782
202406 0.710 314.175 0.746
202409 0.540 315.301 0.566
202412 0.780 315.605 0.816
202503 0.910 319.799 0.940
202506 1.390 322.561 1.423
202509 1.330 324.800 1.352
202512 1.590 324.054 1.620
202603 1.160 330.213 1.160

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₺1.52 mean?
Is Finansal Kiralama AS (IST:ISFIN) has a E10 of ₺1.52 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Is Finansal Kiralama AS and its competitors.
Is Is Finansal Kiralama AS's E10 too high?
Is Finansal Kiralama AS's current E10 is ₺1.52. Overall, Is Finansal Kiralama AS has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Is Finansal Kiralama AS's E10 compare to V and MA?
Is Finansal Kiralama AS's E10 of ₺1.52 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Is Finansal Kiralama AS and its competitors. Is Finansal Kiralama AS's current E10 is ₺1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Is Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Is Finansal Kiralama AS (IST:ISFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺25.67, compared to a current price of ₺20.16 — trading 21.5% below its estimated fair value. The current E10 is ₺1.52. Is Finansal Kiralama AS's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Is Finansal Kiralama AS (IST:ISFIN), the current E10 is ₺1.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Is Finansal Kiralama AS (IST:ISFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Is Finansal Kiralama AS stock appears to be undervalued. The current stock price of ₺20.16 is trading 21.5% below its estimated GF Value™ of ₺25.67. GuruFocus considers Is Finansal Kiralama AS to be Modestly Undervalued.

Key valuation signals for IST:ISFIN:

  • E10: ₺1.52
  • GF Value™: ₺25.67 vs. price of ₺20.16 (21.5% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the IST:ISFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Is Finansal Kiralama AS Business Description

Address Is Kuleleri Kule: 1, Kat: 6, Levent, Istanbul, TUR, 34330
Is Finansal Kiralama AS is a Turkey-based company, engaged in proving leasing and factoring service in domestic and internationally. The Company has two different operating segments, leasing and factoring. Leasing Includes the Group's finance lease activities, Factoring operations Includes the Group's factoring activities. The company undertakes the leasing of machinery and equipment, real estate, tourism equipment, road transport vehicles, office equipment and textile machinery and others. It provides leasing services such as pre-sale services and after-sale services. Also, the group has a range of leasing products like Sale and Lease Back; Software leasing; Operational Leasing.
39GF Score

Get the complete analysis for IST:ISFIN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺20.16
Price
₺25.67
GF Value