Is Finansal Kiralama AS (IST:ISFIN) GF Score: 39/100 (As of Jul. 06, 2026) — 30% Below Median


IST:ISFIN Is Finansal Kiralama AS IST:ISFIN
39 GF Score
Price ₺19.63
GF Value ₺25.80
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Is Finansal Kiralama AS GF Score?

Is Finansal Kiralama AS IST:ISFIN -0.15% 39 GF Score is 39 as of Jul. 06, 2026, which is 30% below its 10-year median of 56.00. GuruFocus rates IST:ISFIN with a GF Score™ of 39/100 and a GF Value™ of ₺25.80 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Is Finansal Kiralama AS has the GF Score of 39, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 0/10
2. Profitability Rank : 5/10
3. Growth Rank : 5/10
4. GF Value Rank : 8/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Is Finansal Kiralama AS might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Is Finansal Kiralama AS  (IST:ISFIN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Is Finansal Kiralama AS GF Score Related Terms


IST:ISFIN vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Is Finansal Kiralama AS's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Is Finansal Kiralama AS GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Is Finansal Kiralama AS's GF Score distribution charts can be found below:

* The bar in red indicates where Is Finansal Kiralama AS's GF Score falls into.


IST:ISFIN
39GF Score
Is Finansal Kiralama AS IST:ISFIN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 39 mean?
Is Finansal Kiralama AS (IST:ISFIN) has a GF Score of 39 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Is Finansal Kiralama AS and its competitors. This is 30% below median its historical median of 56.00. Over the past decade, Is Finansal Kiralama AS's GF Score has ranged from 18.00 to 76.00.
Is Is Finansal Kiralama AS's GF Score too high?
Is Finansal Kiralama AS's current GF Score of 39 is 30% below median its 10-year median of 56.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 76.00. Overall, Is Finansal Kiralama AS has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Is Finansal Kiralama AS's GF Score compare to V and MA?
Is Finansal Kiralama AS's GF Score of 39 can be compared against companies in the Credit Services industry. Historically, Is Finansal Kiralama AS's own GF Score has ranged from 18.00 to 76.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Is Finansal Kiralama AS and its competitors. Is Finansal Kiralama AS's current GF Score is 39, which is 30% below median its own 10-year median of 56.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Is Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Is Finansal Kiralama AS (IST:ISFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺25.80, compared to a current price of ₺19.63 — trading 23.9% below its estimated fair value. The current GF Score is 39, which is 30% below median its 10-year median of 56.00. Is Finansal Kiralama AS's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Is Finansal Kiralama AS (IST:ISFIN), the current GF Score is 39 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Is Finansal Kiralama AS (IST:ISFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Is Finansal Kiralama AS stock appears to be undervalued. The current stock price of ₺19.63 is trading 23.9% below its estimated GF Value™ of ₺25.80. GuruFocus considers Is Finansal Kiralama AS to be Modestly Undervalued.

Key valuation signals for IST:ISFIN:

  • GF Score: 39 (30% below median its 10-year median of 56.00)
  • GF Value™: ₺25.80 vs. price of ₺19.63 (23.9% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the IST:ISFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Is Finansal Kiralama AS Business Description

Address Is Kuleleri Kule: 1, Kat: 6, Levent, Istanbul, TUR, 34330
Is Finansal Kiralama AS is a Turkey-based company, engaged in proving leasing and factoring service in domestic and internationally. The Company has two different operating segments, leasing and factoring. Leasing Includes the Group's finance lease activities, Factoring operations Includes the Group's factoring activities. The company undertakes the leasing of machinery and equipment, real estate, tourism equipment, road transport vehicles, office equipment and textile machinery and others. It provides leasing services such as pre-sale services and after-sale services. Also, the group has a range of leasing products like Sale and Lease Back; Software leasing; Operational Leasing.
39GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺19.63
Price
₺25.80
GF Value