Kreditbanken AS (LTS:0F0T) E10: kr623.49 (As of Jun. 2026)

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LTS:0F0T Kreditbanken AS LTS:0F0T
59 GF Score
Price kr8,150.00
GF Value kr5,312.71
! 5 Warning Signs
View Full Analysis

What is Kreditbanken AS E10?

Kreditbanken AS LTS:0F0T 59 E10 is kr623.49 as of Jun. 2026. GuruFocus rates LTS:0F0T with a GF Score™ of 59/100 and a GF Value™ of kr5,312.71. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kreditbanken AS's adjusted earnings per share data for the three months ended in Jun. 2026 was kr240.761. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr623.49 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Kreditbanken AS's average E10 Growth Rate was 14.70% per year. During the past 3 years, the average E10 Growth Rate was 19.20% per year. During the past 5 years, the average E10 Growth Rate was 19.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kreditbanken AS was 20.20% per year. The lowest was 14.50% per year. And the median was 18.40% per year.

As of today (2026-09-04), Kreditbanken AS's current stock price is kr8150.00. Kreditbanken AS's E10 for the quarter that ended in Jun. 2026 was kr623.49. Kreditbanken AS's Shiller PE Ratio of today is 13.07.

During the past 13 years, the highest Shiller PE Ratio of Kreditbanken AS was 16.22. The lowest was 10.36. And the median was 13.09.


Kreditbanken AS  (LTS:0F0T) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kreditbanken AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8150.00/623.49
=13.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kreditbanken AS was 16.22. The lowest was 10.36. And the median was 13.09.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kreditbanken AS E10 Related Terms


Kreditbanken AS E10 Historical Data

* Premium members only.

The historical data trend for Kreditbanken AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kreditbanken AS E10 Chart

Kreditbanken AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Kreditbanken AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 623.49

Kreditbanken AS E10 Competitor Comparison

For the Banks - Regional subindustry, Kreditbanken AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kreditbanken AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kreditbanken AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kreditbanken AS's Shiller PE Ratio falls into.


LTS:0F0T
59GF Score
Kreditbanken AS LTS:0F0T
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kreditbanken AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kreditbanken AS's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=240.761/122.9700*122.9700
=240.761

Current CPI (Jun. 2026) = 122.9700.

Kreditbanken AS Quarterly Data

per share eps CPI Adj_EPS
201609 73.600 100.200 90.325
201612 35.916 100.300 44.034
201703 74.700 101.200 90.769
201706 110.012 101.200 133.678
201709 82.687 101.800 99.882
201712 91.338 101.300 110.877
201803 238.800 101.700 288.744
201806 117.900 102.300 141.722
201809 69.976 102.400 84.033
201812 45.559 102.100 54.872
201903 89.100 102.900 106.478
201906 102.164 102.900 122.090
201909 205.452 102.900 245.524
201912 110.500 102.900 132.052
202003 21.000 103.300 24.999
202006 48.252 103.200 57.496
202009 125.700 103.500 149.346
202012 159.600 103.400 189.807
202103 99.900 104.300 117.782
202106 213.300 105.000 249.805
202109 126.100 105.800 146.564
202112 110.559 106.600 127.537
202203 48.400 109.900 54.156
202206 58.200 113.600 63.000
202209 69.185 116.400 73.090
202212 82.699 115.900 87.744
202303 198.800 117.300 208.410
202306 188.500 116.400 199.140
202309 191.600 117.400 200.690
202312 294.298 116.700 310.110
202403 244.600 118.400 254.041
202406 210.767 118.500 218.717
202409 207.000 118.900 214.086
202412 165.422 118.900 171.084
202503 224.900 120.200 230.083
202506 252.600 120.700 257.351
202509 218.300 121.600 220.759
202512 225.065 121.200 228.352
202603 192.900 121.680 194.945
202606 240.761 122.970 240.761

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr623.49 mean?
Kreditbanken AS (LTS:0F0T) has a E10 of kr623.49 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kreditbanken AS and its competitors.
Is Kreditbanken AS's E10 too high?
Kreditbanken AS's current E10 is kr623.49. Overall, Kreditbanken AS has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Kreditbanken AS's E10 compare to competitors?
Kreditbanken AS's E10 of kr623.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kreditbanken AS and its competitors. Kreditbanken AS's current E10 is kr623.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreditbanken AS stock overvalued right now?
Kreditbanken AS (LTS:0F0T) has a current E10 of kr623.49. The stock's GF Value™ is kr5,312.71, compared to a current price of kr8,150.00 — trading 53.4% above its estimated fair value. The current E10 is kr623.49. Kreditbanken AS's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kreditbanken AS (LTS:0F0T), the current E10 is kr623.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kreditbanken AS (LTS:0F0T) Overvalued in 2026?

Based on GuruFocus' analysis, Kreditbanken AS stock appears to be overvalued. The current stock price of kr8,150.00 is trading 53.4% above its estimated GF Value™ of kr5,312.71.

Key valuation signals for LTS:0F0T:

  • E10: kr623.49
  • GF Value™: kr5,312.71 vs. price of kr8,150.00 (53.4% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the LTS:0F0T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kreditbanken AS Business Description

Other Exchanges KRE:Denmark
Address H.P. Hanssens Gade 17, Aabenraa, DNK, 6200
Kreditbanken AS is Denmark based bank engaged in providing financial services and products to corporate and private customers. Its services includes deposits, savings account, credit cards, car loans, mortgages, insurance products, internet banking and investment advice.
59GF Score

Get the complete analysis for LTS:0F0T

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr8,150.00
Price
kr5,312.71
GF Value