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Kreditbanken ASLTS:0F0T 72 Pretax Margin % is 45.92% as of Mar. 2026, which is 6% below its 10-year median of 49.00. GuruFocus rates LTS:0F0T with a GF Score™ of 72/100 and a GF Value™ of kr5,741.43. The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Kreditbanken AS ranks better than 86.3% on this metric.
The historical rank and industry rank for Kreditbanken AS's Pretax Margin % or its related term are showing as below:
LTS:0F0T'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.29 Med: 49 Max: 55.49
Current: 53.28
LTS:0F0T's Pretax Margin % is ranked better than 86.3% of 1525
companies
in the Banks industry
Industry Median: 34.96
vs LTS:0F0T: 53.28
Kreditbanken AS (LTS:0F0T) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Kreditbanken AS Pretax Margin % Related Terms
Kreditbanken AS Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Kreditbanken AS's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kreditbanken AS Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Kreditbanken AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kreditbanken AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kreditbanken AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Kreditbanken AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kreditbanken AS (LTS:0F0T) has a Pretax Margin % of 45.92% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kreditbanken AS and its competitors. This is near median its historical median of 49.00. Over the past decade, Kreditbanken AS's Pretax Margin % has ranged from 26.29 to 55.49. According to the industry distribution chart, Kreditbanken AS ranks #209 out of 1525 companies in the Banks industry, placing it in the top 13.7%.
Is Kreditbanken AS's Pretax Margin % too high?
Kreditbanken AS's current Pretax Margin % of 45.92% is near median its 10-year median of 49.00. Over the past 10 years, this metric has ranged from a low of 26.29 to a high of 55.49. The Banks industry median Pretax Margin % is 34.96. Kreditbanken AS's value of 45.92% is 31.4% above this industry median. Based on the distribution chart, Kreditbanken AS ranks #209 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kreditbanken AS has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Kreditbanken AS's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Kreditbanken AS ranks #209 out of 1525 companies for Pretax Margin %. This places Kreditbanken AS in the top 14% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.96. Kreditbanken AS's value of 45.92% is 31.4% above this benchmark. Historically, Kreditbanken AS's own Pretax Margin % has ranged from 26.29 to 55.49 over the past decade. While the company's 10-year median is 49.00 vs. the industry median of 34.96, Kreditbanken AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kreditbanken AS's current Pretax Margin % of 45.92% is 31.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Kreditbanken AS and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kreditbanken AS's current Pretax Margin % is 45.92%, which is near median its own 10-year median of 49.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kreditbanken AS stock overvalued right now?
Kreditbanken AS (LTS:0F0T) has a current Pretax Margin % of 45.92%. The stock's GF Value™ is kr5,741.43, compared to a current price of kr8,150.00 — trading 42% above its estimated fair value. The current Pretax Margin % is 45.92%, which is near median its 10-year median of 49.00 and 31.4% above the Banks industry median of 34.96. Kreditbanken AS's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Kreditbanken AS (LTS:0F0T), the current Pretax Margin % is 45.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kreditbanken AS (LTS:0F0T) Overvalued in 2026?
Based on GuruFocus' analysis, Kreditbanken AS stock appears to be overvalued.
The current stock price of kr8,150.00 is trading 42% above its estimated GF Value™ of kr5,741.43.
Key valuation signals for LTS:0F0T:
Pretax Margin %: 45.92% (near median its 10-year median of 49.00)
GF Value™: kr5,741.43 vs. price of kr8,150.00 (42% above fair value)
Industry Position: 31.4% above the Banks median (#209 of 1525)
No single metric tells the full story. See the LTS:0F0T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kreditbanken AS is Denmark based bank engaged in providing financial services and products to corporate and private customers. Its services includes deposits, savings account, credit cards, car loans, mortgages, insurance products, internet banking and investment advice.
72GF Score
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