Guidewire Software (LTS:0J1G) E10: $-0.27 (As of Apr. 2026)


LTS:0J1G Guidewire Software Inc LTS:0J1G
68 GF Score
Price $135.29
GF Value $204.79
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software E10?

Guidewire Software LTS:0J1G 68 E10 is $-0.27 as of Apr. 2026. GuruFocus rates LTS:0J1G with a GF Score™ of 68/100 and a GF Value™ of $204.79 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was $0.190. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-0.27 for the trailing ten years ended in Apr. 2026.

During the past 3 years, the average E10 Growth Rate was -22.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Guidewire Software was -22.90% per year. The lowest was -22.90% per year. And the median was -22.90% per year.

As of today (2026-07-05), Guidewire Software's current stock price is $135.29. Guidewire Software's E10 for the quarter that ended in Apr. 2026 was $-0.27. Guidewire Software's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Guidewire Software  (LTS:0J1G) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Guidewire Software E10 Related Terms


Guidewire Software E10 Historical Data

* Premium members only.

The historical data trend for Guidewire Software's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software E10 Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 -0.21 -0.39 -0.45 -0.39

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.42 -0.39 -0.36 -0.29 -0.27

LTS:0J1G vs FIG, FROG, HUBS: E10 Comparison

For the Software - Application subindustry, Guidewire Software's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Shiller PE Ratio falls into.


LTS:0J1G
68GF Score
Guidewire Software Inc LTS:0J1G
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=0.19/333.0200*333.0200
=0.190

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

per share eps CPI Adj_EPS
201607 0.220 240.628 0.304
201610 -0.110 241.729 -0.152
201701 0.050 242.839 0.069
201704 -0.020 244.524 -0.027
201707 0.360 244.786 0.490
201710 -0.120 246.663 -0.162
201801 -0.590 247.867 -0.793
201804 -0.400 250.546 -0.532
201807 1.020 252.006 1.348
201810 0.080 252.885 0.105
201901 0.000 251.712 0.000
201904 -0.110 255.548 -0.143
201907 0.280 256.571 0.363
201910 -0.180 257.346 -0.233
202001 -0.240 257.971 -0.310
202004 -0.370 256.389 -0.481
202007 0.460 259.101 0.591
202010 -0.240 260.388 -0.307
202101 -0.100 261.582 -0.127
202104 -0.440 267.054 -0.549
202107 -0.010 273.003 -0.012
202110 -0.620 276.589 -0.746
202201 -0.490 281.148 -0.580
202204 -0.690 289.109 -0.795
202207 -0.370 296.276 -0.416
202210 -0.830 298.012 -0.928
202301 -0.110 299.170 -0.122
202304 -0.560 303.363 -0.615
202307 0.150 305.691 0.163
202310 -0.330 307.671 -0.357
202401 0.120 308.417 0.130
202404 -0.070 313.548 -0.074
202407 0.200 314.540 0.212
202410 0.110 315.664 0.116
202501 -0.450 317.671 -0.472
202504 0.540 320.795 0.561
202507 0.600 323.048 0.619
202510 0.360 0.000
202601 0.700 325.252 0.717
202604 0.190 333.020 0.190

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-0.27 mean?
Guidewire Software (LTS:0J1G) has a E10 of $-0.27 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's E10 too high?
Guidewire Software's current E10 is $-0.27. Overall, Guidewire Software has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's E10 compare to FIG and FROG?
Guidewire Software's E10 of $-0.27 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors. Guidewire Software's current E10 is $-0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (LTS:0J1G) is currently considered Significantly Undervalued. The stock's GF Value™ is $204.79, compared to a current price of $135.29 — trading 33.9% below its estimated fair value. The current E10 is $-0.27. Guidewire Software's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Guidewire Software (LTS:0J1G), the current E10 is $-0.27 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (LTS:0J1G) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of $135.29 is trading 33.9% below its estimated GF Value™ of $204.79. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for LTS:0J1G:

  • E10: $-0.27
  • GF Value™: $204.79 vs. price of $135.29 (33.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the LTS:0J1G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
68GF Score

Get the complete analysis for LTS:0J1G

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$135.29
Price
$204.79
GF Value