Guidewire Software (LTS:0J1G) Cyclically Adjusted Book per Share: $19.55 (As of Apr. 2026)

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LTS:0J1G Guidewire Software Inc LTS:0J1G
71 GF Score
Price $149.75
GF Value $204.58
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Guidewire Software Cyclically Adjusted Book per Share?

Guidewire Software LTS:0J1G -0.17% 71 Cyclically Adjusted Book per Share is $19.55 as of Apr. 2026. GuruFocus rates LTS:0J1G with a GF Score™ of 71/100 and a GF Value™ of $204.58 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Guidewire Software's adjusted book value per share for the three months ended in Apr. 2026 was $15.820. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $19.55 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Guidewire Software's average Cyclically Adjusted Book Growth Rate was 5.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Guidewire Software was 15.80% per year. The lowest was 6.30% per year. And the median was 11.20% per year.

As of today (2026-07-20), Guidewire Software's current stock price is $149.75. Guidewire Software's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was $19.55. Guidewire Software's Cyclically Adjusted PB Ratio of today is 7.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Guidewire Software was 13.90. The lowest was 3.34. And the median was 8.26.


Guidewire Software  (LTS:0J1G) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Guidewire Software's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=149.75/19.55
=7.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Guidewire Software was 13.90. The lowest was 3.34. And the median was 8.26.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Guidewire Software Cyclically Adjusted Book per Share Related Terms


Guidewire Software Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Cyclically Adjusted Book per Share Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.39 15.28 17.16 18.33 18.99

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.35 18.99 19.28 19.68 19.55

LTS:0J1G vs FIG, FROG, HUBS: Cyclically Adjusted Book per Share Comparison

For the Software - Application subindustry, Guidewire Software's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Cyclically Adjusted PB Ratio falls into.


LTS:0J1G
71GF Score
Guidewire Software Inc LTS:0J1G
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Guidewire Software's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=15.82/333.0200*333.0200
=15.820

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

Book Value per Share CPI Adj_Book
201607 10.733 240.628 14.854
201610 10.804 241.729 14.884
201701 11.058 242.839 15.165
201704 11.212 244.524 15.270
201707 11.846 244.786 16.116
201710 13.115 246.663 17.707
201801 14.072 247.867 18.906
201804 16.445 250.546 21.858
201807 17.536 252.006 23.173
201810 18.365 252.885 24.185
201901 18.606 251.712 24.616
201904 18.657 255.548 24.313
201907 19.165 256.571 24.875
201910 19.201 257.346 24.847
202001 19.217 257.971 24.808
202004 19.070 256.389 24.770
202007 19.851 259.101 25.514
202010 19.809 260.388 25.334
202101 19.632 261.582 24.993
202104 18.690 267.054 23.307
202107 18.570 273.003 22.652
202110 17.987 276.589 21.657
202201 17.720 281.148 20.989
202204 17.296 289.109 19.923
202207 17.264 296.276 19.405
202210 14.475 298.012 16.175
202301 14.842 299.170 16.521
202304 14.626 303.363 16.056
202307 14.728 305.691 16.045
202310 14.716 307.671 15.928
202401 15.259 308.417 16.476
202404 15.549 313.548 16.515
202407 16.172 314.540 17.122
202410 15.183 315.664 16.018
202501 15.125 317.671 15.856
202504 16.184 320.795 16.801
202507 17.239 323.048 17.771
202510 18.036 0.000
202601 17.844 325.252 18.270
202604 15.820 333.020 15.820

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $19.55 mean?
Guidewire Software (LTS:0J1G) has a Cyclically Adjusted Book per Share of $19.55 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's Cyclically Adjusted Book per Share too high?
Guidewire Software's current Cyclically Adjusted Book per Share is $19.55. Overall, Guidewire Software has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Cyclically Adjusted Book per Share compare to FIG and FROG?
Guidewire Software's Cyclically Adjusted Book per Share of $19.55 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors. Guidewire Software's current Cyclically Adjusted Book per Share is $19.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (LTS:0J1G) is currently considered Modestly Undervalued. The stock's GF Value™ is $204.58, compared to a current price of $149.75 — trading 26.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is $19.55. Guidewire Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Guidewire Software (LTS:0J1G), the current Cyclically Adjusted Book per Share is $19.55 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (LTS:0J1G) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of $149.75 is trading 26.8% below its estimated GF Value™ of $204.58. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for LTS:0J1G:

  • Cyclically Adjusted Book per Share: $19.55
  • GF Value™: $204.58 vs. price of $149.75 (26.8% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the LTS:0J1G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

Get the complete analysis for LTS:0J1G

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$149.75
Price
$204.58
GF Value