Guidewire Software (LTS:0J1G) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0J1G Guidewire Software Inc LTS:0J1G
71 GF Score
Price $149.75
GF Value $204.58
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Guidewire Software Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Guidewire Software's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

LTS:0J1G vs FIG, FROG, HUBS: Margin of Safety % (DCF Dividends Based) Comparison

For the Software - Application subindustry, Guidewire Software's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guidewire Software Margin of Safety % (DCF Dividends Based) vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Margin of Safety % (DCF Dividends Based) falls into.


LTS:0J1G
71GF Score
Guidewire Software Inc LTS:0J1G
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Guidewire Software (LTS:0J1G) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of $149.75 is trading 26.8% below its estimated GF Value™ of $204.58. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for LTS:0J1G:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $204.58 vs. price of $149.75 (26.8% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the LTS:0J1G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
71GF Score

Get the complete analysis for LTS:0J1G

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$149.75
Price
$204.58
GF Value