Hoist Finance AB (LTS:0R65) E10: kr6.48 (As of Mar. 2026)


LTS:0R65 Hoist Finance AB LTS:0R65
62 GF Score
Price kr180.80
GF Value kr94.02
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Hoist Finance AB E10?

Hoist Finance AB LTS:0R65 -1.01% 62 E10 is kr6.48 as of Mar. 2026. GuruFocus rates LTS:0R65 with a GF Score™ of 62/100 and a GF Value™ of kr94.02 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Hoist Finance AB's adjusted earnings per share data for the three months ended in Mar. 2026 was kr3.570. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr6.48 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hoist Finance AB's average E10 Growth Rate was 14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-08), Hoist Finance AB's current stock price is kr180.80. Hoist Finance AB's E10 for the quarter that ended in Mar. 2026 was kr6.48. Hoist Finance AB's Shiller PE Ratio of today is 27.90.

During the past 13 years, the highest Shiller PE Ratio of Hoist Finance AB was 27.88. The lowest was 5.76. And the median was 15.64.


Hoist Finance AB  (LTS:0R65) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Hoist Finance AB's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=180.80/6.48
=27.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Hoist Finance AB was 27.88. The lowest was 5.76. And the median was 15.64.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Hoist Finance AB E10 Related Terms


Hoist Finance AB E10 Historical Data

* Premium members only.

The historical data trend for Hoist Finance AB's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB E10 Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 4.63 5.37 6.23

Hoist Finance AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.71 5.89 6.03 6.23 6.48

LTS:0R65 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Hoist Finance AB's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Shiller PE Ratio falls into.


LTS:0R65
62GF Score
Hoist Finance AB LTS:0R65
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoist Finance AB E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hoist Finance AB's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.57/133.5600*133.5600
=3.570

Current CPI (Mar. 2026) = 133.5600.

Hoist Finance AB Quarterly Data

per share eps CPI Adj_EPS
201606 1.220 101.019 1.613
201609 1.250 101.138 1.651
201612 1.360 102.022 1.780
201703 1.660 102.022 2.173
201706 0.830 102.752 1.079
201709 1.680 103.279 2.173
201712 0.920 103.793 1.184
201803 1.590 103.962 2.043
201806 1.120 104.875 1.426
201809 1.870 105.679 2.363
201812 1.960 105.912 2.472
201903 1.790 105.886 2.258
201906 1.830 106.742 2.290
201909 1.390 107.214 1.732
201912 1.060 107.766 1.314
202003 -0.730 106.563 -0.915
202006 -1.050 107.498 -1.305
202009 0.980 107.635 1.216
202012 0.310 108.296 0.382
202103 -2.820 108.360 -3.476
202106 -0.840 108.928 -1.030
202109 0.470 110.338 0.569
202112 0.860 112.486 1.021
202203 1.630 114.825 1.896
202206 2.110 118.384 2.380
202209 1.330 122.296 1.452
202212 2.840 126.365 3.002
202303 0.660 127.042 0.694
202306 1.450 129.407 1.497
202309 2.340 130.224 2.400
202312 1.650 131.912 1.671
202403 2.300 132.205 2.324
202406 2.680 132.716 2.697
202409 2.520 132.304 2.544
202412 2.560 132.987 2.571
202503 2.330 132.825 2.343
202506 2.420 133.699 2.417
202509 3.000 133.480 3.002
202512 3.840 133.390 3.845
202603 3.570 133.560 3.570

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr6.48 mean?
Hoist Finance AB (LTS:0R65) has a E10 of kr6.48 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's E10 too high?
Hoist Finance AB's current E10 is kr6.48. Overall, Hoist Finance AB has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's E10 compare to V and MA?
Hoist Finance AB's E10 of kr6.48 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current E10 is kr6.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (LTS:0R65) is currently considered Significantly Overvalued. The stock's GF Value™ is kr94.02, compared to a current price of kr180.80 — trading 92.3% above its estimated fair value. The current E10 is kr6.48. Hoist Finance AB's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Hoist Finance AB (LTS:0R65), the current E10 is kr6.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (LTS:0R65) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of kr180.80 is trading 92.3% above its estimated GF Value™ of kr94.02. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for LTS:0R65:

  • E10: kr6.48
  • GF Value™: kr94.02 vs. price of kr180.80 (92.3% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the LTS:0R65 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
62GF Score

Get the complete analysis for LTS:0R65

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr180.80
Price
kr94.02
GF Value