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Camden National (STU:3LR) E10 : €3.37 (As of Mar. 2024)


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What is Camden National E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Camden National's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.837. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.37 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Camden National's average E10 Growth Rate was 4.50% per year. During the past 3 years, the average E10 Growth Rate was 9.90% per year. During the past 5 years, the average E10 Growth Rate was 9.50% per year. During the past 10 years, the average E10 Growth Rate was 6.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Camden National was 10.80% per year. The lowest was 0.30% per year. And the median was 5.50% per year.

As of today (2024-06-06), Camden National's current stock price is €29.00. Camden National's E10 for the quarter that ended in Mar. 2024 was €3.37. Camden National's Shiller PE Ratio of today is 8.61.

During the past 13 years, the highest Shiller PE Ratio of Camden National was 21.37. The lowest was 7.33. And the median was 13.40.


Camden National E10 Historical Data

The historical data trend for Camden National's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Camden National E10 Chart

Camden National Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.17 2.79 3.26 3.36

Camden National Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 3.35 3.42 3.36 3.37

Competitive Comparison of Camden National's E10

For the Banks - Regional subindustry, Camden National's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camden National's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Camden National's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Camden National's Shiller PE Ratio falls into.



Camden National E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Camden National's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.837/131.7762*131.7762
=0.837

Current CPI (Mar. 2024) = 131.7762.

Camden National Quarterly Data

per share eps CPI Adj_EPS
201406 0.417 100.560 0.546
201409 0.445 100.428 0.584
201412 0.443 99.070 0.589
201503 0.462 99.621 0.611
201506 0.570 100.684 0.746
201509 0.508 100.392 0.667
201512 0.104 99.792 0.137
201603 0.503 100.470 0.660
201606 0.552 101.688 0.715
201609 0.624 101.861 0.807
201612 0.664 101.863 0.859
201703 0.598 102.862 0.766
201706 0.587 103.349 0.748
201709 0.604 104.136 0.764
201712 -0.169 104.011 -0.214
201803 0.665 105.290 0.832
201806 0.668 106.317 0.828
201809 0.771 106.507 0.954
201812 0.782 105.998 0.972
201903 0.805 107.251 0.989
201906 0.752 108.070 0.917
201909 0.854 108.329 1.039
201912 0.891 108.420 1.083
202003 0.805 108.902 0.974
202006 0.648 108.767 0.785
202009 0.942 109.815 1.130
202012 1.003 109.897 1.203
202103 1.100 111.754 1.297
202106 1.004 114.631 1.154
202109 0.825 115.734 0.939
202112 0.982 117.630 1.100
202203 1.026 121.301 1.115
202206 0.965 125.017 1.017
202209 0.980 125.227 1.031
202212 0.991 125.222 1.043
202303 0.813 127.348 0.841
202306 0.785 128.729 0.804
202309 0.628 129.860 0.637
202312 0.532 129.419 0.542
202403 0.837 131.776 0.837

Add all the adjusted EPS together and divide 10 will get our e10.


Camden National  (STU:3LR) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Camden National's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=29.00/3.37
=8.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Camden National was 21.37. The lowest was 7.33. And the median was 13.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Camden National E10 Related Terms

Thank you for viewing the detailed overview of Camden National's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Camden National (STU:3LR) Business Description

Traded in Other Exchanges
Address
2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services. In addition, it offers various other services which include lending to dentists, optometrists and veterinarians across the United States.

Camden National (STU:3LR) Headlines

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