ING Bank Slaski (STU:6GF) E10: €5.36 (As of Mar. 2026)


STU:6GF ING Bank Slaski SA STU:6GF
70 GF Score
Price €102.30
GF Value €73.68
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is ING Bank Slaski E10?

ING Bank Slaski STU:6GF -0.39% 70 E10 is €5.36 as of Mar. 2026. GuruFocus rates STU:6GF with a GF Score™ of 70/100 and a GF Value™ of €73.68 (Significantly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ING Bank Slaski's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.439. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €5.36 for the trailing ten years ended in Mar. 2026.

During the past 12 months, ING Bank Slaski's average E10 Growth Rate was 10.40% per year. During the past 3 years, the average E10 Growth Rate was 17.60% per year. During the past 5 years, the average E10 Growth Rate was 19.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of ING Bank Slaski was 20.80% per year. The lowest was 12.00% per year. And the median was 17.60% per year.

As of today (2026-07-02), ING Bank Slaski's current stock price is €102.30. ING Bank Slaski's E10 for the quarter that ended in Mar. 2026 was €5.36. ING Bank Slaski's Shiller PE Ratio of today is 19.09.

During the past 13 years, the highest Shiller PE Ratio of ING Bank Slaski was 25.38. The lowest was 9.97. And the median was 16.04.


ING Bank Slaski  (STU:6GF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ING Bank Slaski's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=102.30/5.36
=19.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of ING Bank Slaski was 25.38. The lowest was 9.97. And the median was 16.04.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


ING Bank Slaski E10 Related Terms


ING Bank Slaski E10 Historical Data

* Premium members only.

The historical data trend for ING Bank Slaski's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski E10 Chart

ING Bank Slaski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 2.98 4.03 4.70 5.26

ING Bank Slaski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.15 4.91 5.07 5.26 5.36

STU:6GF vs PNC: E10 Comparison

For the Banks - Regional subindustry, ING Bank Slaski's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ING Bank Slaski Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's Shiller PE Ratio falls into.


STU:6GF
70GF Score
ING Bank Slaski SA STU:6GF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ING Bank Slaski E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ING Bank Slaski's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.439/158.3232*158.3232
=1.439

Current CPI (Mar. 2026) = 158.3232.

ING Bank Slaski Quarterly Data

per share eps CPI Adj_EPS
201606 0.713 99.552 1.134
201609 0.580 99.064 0.927
201612 0.446 100.366 0.704
201703 0.526 101.018 0.824
201706 0.631 101.180 0.987
201709 0.658 101.343 1.028
201712 0.640 102.564 0.988
201803 0.565 102.564 0.872
201806 0.651 103.378 0.997
201809 0.662 103.378 1.014
201812 0.790 103.785 1.205
201903 0.567 104.274 0.861
201906 0.822 105.983 1.228
201909 0.726 105.983 1.085
201912 0.788 107.123 1.165
202003 0.467 109.076 0.678
202006 0.553 109.402 0.800
202009 0.769 109.320 1.114
202012 0.549 109.565 0.793
202103 0.674 112.658 0.947
202106 1.077 113.960 1.496
202109 1.118 115.588 1.531
202112 1.170 119.088 1.555
202203 1.386 125.031 1.755
202206 1.002 131.705 1.205
202209 -0.555 135.531 -0.648
202212 1.166 139.113 1.327
202303 1.589 145.950 1.724
202306 1.924 147.009 2.072
202309 2.033 146.113 2.203
202312 2.224 147.741 2.383
202403 1.737 149.044 1.845
202406 1.687 150.997 1.769
202409 1.928 153.439 1.989
202412 2.290 154.660 2.344
202503 1.773 157.021 1.788
202506 1.985 157.509 1.995
202509 1.944 157.998 1.948
202512 2.399 158.323 2.399
202603 1.439 158.323 1.439

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €5.36 mean?
ING Bank Slaski (STU:6GF) has a E10 of €5.36 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ING Bank Slaski and its competitors.
Is ING Bank Slaski's E10 too high?
ING Bank Slaski's current E10 is €5.36. Overall, ING Bank Slaski has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's E10 compare to PNC?
ING Bank Slaski's E10 of €5.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current E10 is €5.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (STU:6GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €73.68, compared to a current price of €102.30 — trading 38.8% above its estimated fair value. The current E10 is €5.36. ING Bank Slaski's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For ING Bank Slaski (STU:6GF), the current E10 is €5.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (STU:6GF) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of €102.30 is trading 38.8% above its estimated GF Value™ of €73.68. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for STU:6GF:

  • E10: €5.36
  • GF Value™: €73.68 vs. price of €102.30 (38.8% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the STU:6GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ING Bank Slaski Business Description

Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
70GF Score

Get the complete analysis for STU:6GF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€102.30
Price
€73.68
GF Value