Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) E10: ¥ (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SZSE:002839 Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd SZSE:002839
75 GF Score
Price ¥4.29
GF Value ¥4.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Jiangsu Zhangjiagang Rural Commercial Bank Co E10?

Jiangsu Zhangjiagang Rural Commercial Bank Co SZSE:002839 -0.23% 75 E10 is ¥ as of Jun. 2026. GuruFocus rates SZSE:002839 with a GF Score™ of 75/100 and a GF Value™ of ¥4.01 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jiangsu Zhangjiagang Rural Commercial Bank Co's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was ¥0.770. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ¥ for the trailing ten years ended in Dec. 2025.

During the past 12 months, Jiangsu Zhangjiagang Rural Commercial Bank Co's average E10 Growth Rate was 7.80% per year. During the past 3 years, the average E10 Growth Rate was 5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Jiangsu Zhangjiagang Rural Commercial Bank Co was 5.60% per year. The lowest was 5.60% per year. And the median was 5.60% per year.

As of today (2026-09-21), Jiangsu Zhangjiagang Rural Commercial Bank Co's current stock price is ¥ 4.29. Jiangsu Zhangjiagang Rural Commercial Bank Co's E10 for the fiscal year that ended in Dec. 2025 was ¥. Jiangsu Zhangjiagang Rural Commercial Bank Co's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Jiangsu Zhangjiagang Rural Commercial Bank Co was 10.87. The lowest was 7.27. And the median was 8.64.


Jiangsu Zhangjiagang Rural Commercial Bank Co  (SZSE:002839) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Jiangsu Zhangjiagang Rural Commercial Bank Co was 10.87. The lowest was 7.27. And the median was 8.64.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jiangsu Zhangjiagang Rural Commercial Bank Co E10 Related Terms


Jiangsu Zhangjiagang Rural Commercial Bank Co E10 Historical Data

* Premium members only.

The historical data trend for Jiangsu Zhangjiagang Rural Commercial Bank Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Zhangjiagang Rural Commercial Bank Co E10 Chart

Jiangsu Zhangjiagang Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
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Jiangsu Zhangjiagang Rural Commercial Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Jiangsu Zhangjiagang Rural Commercial Bank Co E10 Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Zhangjiagang Rural Commercial Bank Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Zhangjiagang Rural Commercial Bank Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Zhangjiagang Rural Commercial Bank Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jiangsu Zhangjiagang Rural Commercial Bank Co's Shiller PE Ratio falls into.


SZSE:002839
75GF Score
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd SZSE:002839
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Jiangsu Zhangjiagang Rural Commercial Bank Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jiangsu Zhangjiagang Rural Commercial Bank Co's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.7703/115.8323*115.8323
=0.770

Current CPI (Dec. 2025) = 115.8323.

Jiangsu Zhangjiagang Rural Commercial Bank Co Annual Data

per_share_eps CPI Adj_EPS
201612 0.317 102.600 0.358
201712 0.355 104.500 0.393
201812 0.382 106.500 0.415
201912 0.384 111.200 0.400
202012 0.401 111.500 0.416
202112 0.526 113.108 0.539
202212 0.622 115.116 0.626
202312 0.655 114.781 0.661
202412 0.813 114.893 0.820
202512 0.770 115.832 0.770

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ¥ mean?
Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) has a E10 of ¥ as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co's E10 too high?
Jiangsu Zhangjiagang Rural Commercial Bank Co's current E10 is ¥. Overall, Jiangsu Zhangjiagang Rural Commercial Bank Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Zhangjiagang Rural Commercial Bank Co's E10 compare to competitors?
Jiangsu Zhangjiagang Rural Commercial Bank Co's E10 of ¥ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors. Jiangsu Zhangjiagang Rural Commercial Bank Co's current E10 is ¥. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.01, compared to a current price of ¥4.29 — trading 7% above its estimated fair value. The current E10 is ¥. Jiangsu Zhangjiagang Rural Commercial Bank Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839), the current E10 is ¥ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co stock appears to be overvalued. The current stock price of ¥4.29 is trading 7% above its estimated GF Value™ of ¥4.01. GuruFocus considers Jiangsu Zhangjiagang Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SZSE:002839:

  • E10: ¥
  • GF Value™: ¥4.01 vs. price of ¥4.29 (7% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the SZSE:002839 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Zhangjiagang Rural Commercial Bank Co Business Description

Address No.66 Ren Min Zhong Lu, Jiangsu Province, Zhangjiagang, CHN, 215600
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is engaged in providing banking products and services. It offers personal, business, internet and international banking products and services. The company also offers loans to small micro businesses.
75GF Score

Get the complete analysis for SZSE:002839

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.29
Price
¥4.01
GF Value